About This Property

Discover what makes this home special

This charming three-bedroom family home in Elgin offers a perfect blend of modern living and comfortable space. The ground floor features a spacious lounge with a dedicated work-from-home area, a well-equipped kitchen/dining room, and a convenient WC. Upstairs, three bedrooms include a master with an en-suite, alongside a family bathroom, making it ideal for families or professionals alike. The property benefits from a south-east facing rear garden, providing pleasant morning and early afternoon sunlight.

Located in a peaceful development by Barratt Homes, this property is well-positioned for access to local amenities and transport links. Elgin town centre is within easy reach, offering shopping, schools, and leisure facilities. The nearby Elgin Railway Station connects residents to Inverness and beyond, making commuting manageable. This home is an excellent choice for those seeking a balance of tranquility and connectivity in the Scottish Highlands.

Property Features

The Huntly house offers a thoughtfully designed layout with practical features such as an en-suite to the master bedroom and a dedicated work-from-home area in the lounge. The open-plan kitchen and dining area create a social hub, while the south-east facing garden ensures good natural light during the morning and early afternoon. Additional conveniences include a ground floor WC and ample storage, enhancing everyday living comfort.

South-East facing gardenEn-suite bathroomWork-from-home spaceOpen-plan kitchen/diningFamily bathroomGround floor WC+2

Local Amenities

Situated in Elgin, this property benefits from proximity to reputable schools including Elgin Academy and St Sylvester's RC Primary School, making it suitable for families. The nearby Elgin Railway Station offers rail connections to Inverness and Aberdeen. Local amenities such as Tesco Superstore and Elgin Leisure Centre provide convenient shopping and recreational options. Cooper Park offers green space for outdoor activities, contributing to a well-rounded community lifestyle.

Elgin AcademySt Sylvester's RC Primary SchoolElgin Railway StationTesco SuperstoreElgin Leisure CentreCooper Park
Elgin Railway Station Train Station (1.3 miles, 5 mins drive) • 40 mins by train to Inverness

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£239,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£239,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£239,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.8%
Based on £1,560/mo rent
Area Price Growth
+4.8%
Average annual increase
5-Year Value Forecast
£303,106
+£63,111 projected gain
5-Year Rent Forecast
£1,791/mo
Based on 2.8% annual growth
Price per Sq Ft£253
Annual Rent Income£18,720
10-Year ROI312%
Break-Even Point11 yrs

Property Value Projection

Based on 4.8% annual growth
£303,106
5yr
£382,813
10yr
£483,480
15yr
£610,619
20yr
£771,191
25yr
Current: £239,995

Monthly Rental Income

Based on 2.8% annual growth
£1,791
5yr
£2,056
10yr
£2,361
15yr
£2,710
20yr
£3,111
25yr
Current: £1,560/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Inverness
40 mins
35 mins
Aberdeen
2h 30m
2h 15m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen/Dining
Morning Good
Afternoon Good
Evening Moderate
Bedroom 1
Morning Good
Afternoon Moderate
Evening Low

Location Scores

45
Walk Score
Car-Dependent
38
Transit Score
Some Transit
40
Bike Score
Somewhat Bikeable
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£239,995
AvailableNB0000047557
View Location Analytics

Huntly

Elgin, Elgin IV30 4FP
DWH Findrassie
3
Bedrooms
2
Bathrooms
950
Est. Sq ft
house
Type
Available Plot Numbers
3
1 plot(s) available
Ownershipfreehold

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£239,995Huntly

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Huntly
Huntly Elgin£239,995

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