About This Property

Discover what makes this home special

The Clover is a charming detached family home located in the picturesque town of Matlock, Derbyshire. Offering three well-proportioned bedrooms and two bathrooms, this property provides a perfect balance of comfort and practicality. The ground floor boasts an open-plan kitchen and dining area designed for socialising, complemented by a spacious living area ideal for relaxation and creativity. Additional utility spaces such as a store and a convenient WC enhance the home's functionality.

Situated in a sought-after location with easy access to local amenities, schools, and transport links, The Clover is ideal for families and professionals alike. The property benefits from a thoughtfully designed layout that maximises natural light and living space, making it a welcoming and versatile home. With good connectivity to Derby and Nottingham, it offers a peaceful lifestyle without compromising on accessibility.

Property Features

This detached home features an open-plan kitchen and dining area equipped with modern appliances, creating a perfect space for family meals and entertaining guests. The utility room and store provide practical storage solutions, while the spacious living room offers a comfortable environment for relaxation. Upstairs, the master bedroom includes an en-suite bathroom, complemented by two additional bedrooms and a family bathroom, catering well to family needs.

DetachedGardenOpen-plan Kitchen/DiningUtility RoomStore RoomEn-suite Bathroom+3

Local Amenities

The Clover is positioned close to essential amenities including local shops, supermarkets, and healthcare facilities, ensuring convenience for daily living. Educational institutions such as Darley Dale Primary School and Highfields School are within easy reach, making it suitable for families with children. Outdoor enthusiasts will appreciate nearby recreational spots like Riber Castle Park and Matlock Leisure Centre, providing ample opportunities for leisure and fitness. The proximity to Matlock Railway Station offers excellent transport links to Derby and beyond.

Matlock Railway StationMatlock BathSainsbury's LocalMatlock Medical CentreDarley Dale Primary SchoolHighfields School+2
Matlock Railway Station Train Station (1.1 miles, 5 mins drive) • 35 mins by train to Derby

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£349,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£349,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

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--/100
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International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£349,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.4%
Based on £1,575/mo rent
Area Price Growth
+4.6%
Average annual increase
5-Year Value Forecast
£437,411
+£87,416 projected gain
5-Year Rent Forecast
£1,991/mo
Based on 4.8% annual growth
Price per Sq Ft£318
Annual Rent Income£18,900
10-Year ROI216%
Break-Even Point16 yrs

Property Value Projection

Based on 4.6% annual growth
£437,411
5yr
£546,660
10yr
£683,196
15yr
£853,834
20yr
£1,067,090
25yr
Current: £349,995

Monthly Rental Income

Based on 4.8% annual growth
£1,991
5yr
£2,517
10yr
£3,182
15yr
£4,023
20yr
£5,085
25yr
Current: £1,575/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Location

Commute Time Planner

Derby
35 mins
30 mins
Nottingham
1h 5m
50 mins

Location Scores

68
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Matlock Town Centre Regeneration
0.7 milesEst. 2025
* Information based on local planning applications and may be subject to change
£349,995
Available
View Location Analytics

The Clover

Matlock, Derbyshire, Matlock DE4 5LZ
Hazel
3
Bedrooms
2
Bathrooms
1,100
Est. Sq ft
detached
Type

Developer

Honey
Available Plot Numbers
28
1 plot(s) available
Ownershipfreehold

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£349,995The Clover

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The Clover
The CloverMatlock, Derbyshire£349,995

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