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About This Property

Discover what makes this home special

Nestled in the charming town of Kirkcaldy, the 'Thurso' is a beautifully designed three-bedroom semi-detached home that offers modern living with a touch of elegance. Perfect for families or professionals, this property features a spacious open-plan kitchen and dining area, a cozy lounge, and three well-proportioned bedrooms, including a master suite with an en-suite bathroom. The south-west facing garden ensures an abundance of natural light throughout the day, creating a warm and inviting atmosphere. Located in a family-friendly neighborhood with excellent schools, green spaces, and convenient transport links, this home is the perfect blend of comfort and convenience.

Property Features

This stunning semi-detached home offers a modern and energy-efficient design, complete with a spacious open-plan kitchen and dining area, a cozy lounge, and a master bedroom with an en-suite. The south-west facing garden ensures plenty of natural light, while the additional features such as a utility room and ground floor WC add to the convenience of everyday living.

South-West Facing GardenSpacious Open-Plan Kitchen/DiningMaster Bedroom with En-SuiteUtility RoomGround Floor WCModern Design+2

Local Amenities

Located in a thriving area, this property offers easy access to a range of amenities. Enjoy leisurely walks in Ravenscraig Park or along the Fife Coastal Path, shop at the nearby Mercat Shopping Centre, or tee off at Dunnikier Park Golf Club. Excellent transport links, including Kirkcaldy Train Station, make commuting a breeze, while local schools and family-friendly attractions add to the appeal of this vibrant community.

Dunnikier Park Golf ClubKirkcaldy Train StationFife Central Retail ParkRavenscraig ParkDysart HarbourMercat Shopping Centre
Kirkcaldy Train Station Train Station (1.5 miles, 5 minutes drive) • 45 minutes by train to Edinburgh

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£245,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£245,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
85/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to Edinburgh
Modern and energy-efficient design

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£245,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.3%
Based on £1,300/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£302,179
+£56,184 projected gain
5-Year Rent Forecast
£1,544/mo
Based on 3.5% annual growth
Price per Sq Ft£205
Annual Rent Income£15,600
10-Year ROI254%
Break-Even Point14 yrs

Property Value Projection

Based on 4.2% annual growth
£302,179
5yr
£371,196
10yr
£455,976
15yr
£560,119
20yr
£688,049
25yr
Current: £245,995

Monthly Rental Income

Based on 3.5% annual growth
£1,544
5yr
£1,834
10yr
£2,178
15yr
£2,587
20yr
£3,072
25yr
Current: £1,300/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Dunnikier Primary SchoolPrimary
Good0.6 miles
Kirkcaldy High SchoolSecondary
Good1.1 miles
St. Marie's RC Primary SchoolPrimary
Outstanding0.9 miles
Viewforth High SchoolSecondary
Good1.4 miles
Capshard Primary SchoolPrimary
Good1.2 miles
Balwearie High SchoolSecondary
Outstanding1.8 miles

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Good
Afternoon Excellent
Evening Good
Kitchen/Dining
Morning Excellent
Afternoon Good
Evening Moderate
Bedrooms
Morning Moderate
Afternoon Good
Evening Excellent

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green Spaces
Convenient Amenities

Connectivity

Broadband Speed
100 Mbps
FTTP (Fibre to the Premises)
Excellent
Mobile Signal
Excellent
EE, Vodafone, O2, Three

Portfolio Analysis

88
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
85%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£245,995

Thurso

Kirkcaldy, Kirkcaldy KY1 2BN
3
Bedrooms
3
Bathrooms
1,200
Sq Ft
semi detached
Type

Property Grades

Amenities90
Features92
Growth88
Yield85
Connect90
Transport87
Future89
Location91
Overall90

Developer

Barratt Homes
Available Plot Numbers
221
1 plot available
Ownershipfreehold

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