Free Preview Used

You've used your free preview. Sign up to continue exploring properties!

About This Property

Discover what makes this home special

The Philosopher - Life is a spacious and thoughtfully designed detached family home located in the historic city of Ely, Cambridgeshire. Boasting four well-proportioned bedrooms and three bathrooms, including an en-suite, this property offers comfortable living with versatile spaces such as a study and utility room. The open-plan family/dining area opens onto the rear garden, providing an ideal setting for both entertaining and everyday family life. Situated on plot 250 within a modern development, this home blends contemporary living with the charm of a thriving market town.

Ely itself is renowned for its stunning cathedral, rich heritage, and excellent transport links. The property benefits from proximity to Ely Railway Station, offering direct routes to Cambridge and London, making it perfect for commuters. The local area includes a range of amenities, schools, and parks, supporting a balanced lifestyle. With a south-east facing garden, the home enjoys pleasant morning and early afternoon sunlight, enhancing the living experience.

This property is ideal for families seeking a blend of comfort, convenience, and community in one of Cambridgeshire’s most desirable locations. The Philosopher - Life offers a unique opportunity to own a stylish detached home with ample space and excellent local connections.

Property Features

This detached home features four bedrooms including a master with en-suite, providing ample space for family living. The open-plan family and dining area creates a bright and welcoming environment, complemented by a separate living room and study for flexible use. Additional practical spaces include a utility room and cloakroom. The property benefits from double glazing and a modern kitchen, designed for convenience and style. A south-east facing garden offers a pleasant outdoor space for relaxation and entertaining.

DetachedFour BedroomsThree BathroomsEn-suiteStudyUtility Room+5

Local Amenities

Located in Ely, the property is surrounded by a rich variety of amenities. The iconic Ely Cathedral and Market Place provide cultural and shopping experiences. For families, excellent schooling options such as St Mary's Primary and Kings Ely Senior School are nearby. The Ely Leisure Village offers sports and fitness facilities, while everyday needs are met by Tesco Superstore and local shops. Green spaces like Jubilee Gardens provide outdoor recreation. The proximity to Ely Railway Station ensures easy access to Cambridge and London, enhancing connectivity for residents.

Ely CathedralEly Railway StationEly Leisure VillageSt Mary's Primary SchoolKings Ely Senior SchoolTesco Superstore+3
Ely Railway Station Train Station (1.3 miles, 6 mins drive) • 20 mins to Cambridge

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£555,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Get a personalised mortgage quoteCompare rates from 90+ lenders — free, no obligation
Compare Rates
Purchase Costs
Total Price£555,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good transport links to London and Cambridge
Stable local property market with moderate growth
Lower rental yields compared to major cities

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£555,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
4.3%
Based on £1,989/mo rent
Area Price Growth
+1.0%
Average annual increase
5-Year Value Forecast
£584,467
+£29,467 projected gain
5-Year Rent Forecast
£2,397/mo
Based on 3.8% annual growth
Price per Sq Ft£336
Annual Rent Income£23,868
10-Year ROI172%
Break-Even Point26 yrs

Property Value Projection

Based on 1.0% annual growth
£584,467
5yr
£615,498
10yr
£648,176
15yr
£682,590
20yr
£718,830
25yr
Current: £555,000

Monthly Rental Income

Based on 3.8% annual growth
£2,397
5yr
£2,888
10yr
£3,480
15yr
£4,194
20yr
£5,053
25yr
Current: £1,989/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London King's Cross
1h 10m
1h 30m
Cambridge
20 mins
25 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Family/Dining
Morning Excellent
Afternoon Good
Evening Moderate
Living Room
Morning Moderate
Afternoon Good
Evening Low
Kitchen
Morning Good
Afternoon Moderate
Evening Low

Location Scores

68
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Infrastructure+Positive Impact
Ely Southern Bypass Project
2 milesEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£555,000
AvailableNB0000040860
View Location Analytics

The Philosopher - Life

Ely, ELY CB6 2FU
Cathedral Rise
4
Bedrooms
3
Bathrooms
1,650
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
250
1 plot(s) available
Ownershipfreehold

Request Information

By submitting, you agree that we may share your details with this property's builder or developer so their sales team can respond to your enquiry.

£555,000The Philosopher - Life

Enquire About This Property

The Philosopher - Life
The Philosopher - LifeEly£555,000

By submitting, you agree that we may share your details with this property's builder or developer so their sales team can respond to your enquiry.

Property Assistant

Ask me anything