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About This Property

Discover what makes this home special

The Coppersmith is a well-designed detached family home located in the desirable St Albans area. Offering three spacious bedrooms and three bathrooms, including an en-suite to the master bedroom, this property balances comfort and functionality. The ground floor features a generous living room and an open-plan kitchen/dining area that opens onto the rear garden, perfect for both relaxing and entertaining. With ample storage space and a convenient cloakroom, this home caters to modern family needs.

Situated within a thriving community, The Coppersmith benefits from proximity to excellent local amenities, schools, and transport links. The property’s north-facing garden enjoys a good amount of sunlight during the summer months, enhancing outdoor living opportunities. Ideal for families or professionals seeking a tranquil yet connected lifestyle, this home represents a compelling opportunity in the St Albans market.

Property Features

This detached property boasts three well-proportioned bedrooms, including a master with an en-suite bathroom, providing privacy and convenience. The open-plan kitchen and dining area is designed for modern living, with direct access to the garden that enhances indoor-outdoor flow. The living room is spacious and comfortable, ideal for family gatherings or quiet evenings. Additional features include a cloakroom on the ground floor and multiple storage areas, ensuring practical day-to-day living.

DetachedThree BedroomsThree BathroomsEn-suiteOpen-plan Kitchen/DiningLiving Room+4

Local Amenities

The property is located in St Albans, a historic city known for its excellent amenities and vibrant community. Commuters benefit from two nearby train stations offering direct services to London and surrounding areas. Families will appreciate access to reputable schools such as St Albans Girls' School and Beaumont School. Leisure options include the expansive Verulamium Park and local sports facilities. Additionally, residents enjoy convenient access to supermarkets, shops, and healthcare services, making this an ideal location for all lifestyles.

St Albans City StationSt Albans Abbey StationSt Albans Girls' SchoolBeaumont SchoolSt Albans LibraryVerulamium Park+3
St Albans City Train Station (3.2 miles, 10 mins drive) • 22 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£400,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£400,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
72/100
ChallengingModerateGoodExcellent
Strong local schools and family-friendly environment
Good transport connections to London
Moderate rental yield potential
North-facing garden limits afternoon sun

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£400,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.7%
Based on £1,900/mo rent
Area Price Growth
+0.1%
Average annual increase
5-Year Value Forecast
£402,004
+£2,004 projected gain
5-Year Rent Forecast
£2,257/mo
Based on 3.5% annual growth
Price per Sq Ft£364
Annual Rent Income£22,800
10-Year ROI228%
Break-Even Point18 yrs

Property Value Projection

Based on 0.1% annual growth
£402,004
5yr
£404,018
10yr
£406,042
15yr
£408,076
20yr
£410,121
25yr
Current: £400,000

Monthly Rental Income

Based on 3.5% annual growth
£2,257
5yr
£2,680
10yr
£3,183
15yr
£3,781
20yr
£4,490
25yr
Current: £1,900/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London St Pancras
22 mins
50 mins
Luton Airport
30 mins
25 mins

Sun Path & Natural LightAI generated - Estimated

NESW
North-Facing Limited Sunlight
6h
Garden Sun (Summer)
No
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Low
Evening Low
Kitchen/Dining
Morning Low
Afternoon Good
Evening Moderate
Bedroom 1
Morning Good
Afternoon Moderate
Evening Low
Bedroom 2
Morning Moderate
Afternoon Low
Evening Low
Bedroom 3
Morning Moderate
Afternoon Low
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
50
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial & Residential+Positive Impact
St Albans City Centre Regeneration
3 milesEst. 2027
* Information based on local planning applications and may be subject to change

Loading location insights...

£400,000
AvailableNB0000031770
View Location Analytics

The Coppersmith

St Albans, Buckingham MK18 1GY
Moreton Fields
3
Bedrooms
3
Bathrooms
1,100
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
114
1 plot(s) available
Ownershipfreehold

Request Information

£400,000The Coppersmith

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The Coppersmith
The CoppersmithSt Albans£400,000

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