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About This Property

Discover what makes this home special

The Chalk is a charming one-bedroom end-terrace property located in the Over Garage area of Maidstone, offering a modern living space ideal for singles or couples. Priced at £284,995, this home features a well-designed layout with a spacious living/dining area, a separate kitchen, and a balcony that extends the living space outdoors. The property benefits from two bathrooms, including a main bathroom and a convenient cloakroom, enhancing comfort and functionality.

Situated in a peaceful residential development, The Chalk provides easy access to local amenities and transport links, making it a practical choice for commuters and those seeking a balanced lifestyle. The property’s north-east facing garden offers moderate sunlight, perfect for morning light and a tranquil outdoor space. With nearby schools, transport options, and future development projects, this home represents a solid investment in the Maidstone area.

Property Features

This end-terrace home boasts a bright and airy living/dining room that opens onto a balcony, perfect for enjoying fresh air and natural light. The modern kitchen is well-equipped and functional, complemented by two bathrooms including a main bathroom and a cloakroom for added convenience. Additional storage rooms enhance practicality, making the home suitable for everyday living. The property’s layout maximizes space efficiency while maintaining a comfortable and inviting atmosphere.

BalconyEnd-TerraceTwo BathroomsStore RoomsModern KitchenLiving/Dining Space

Local Amenities

Located in Maidstone, The Chalk benefits from proximity to key amenities including Maidstone East and Swanley train stations, providing direct links to London and surrounding areas. Residents have access to excellent healthcare facilities at Maidstone Hospital and recreational opportunities at Mote Park. The area is well-served by reputable local schools such as Maidstone Grammar School and Oakwood Primary School, making it ideal for families. Shopping needs are met by nearby supermarkets and the Maidstone Shopping Centre, while regular bus routes enhance local connectivity.

Maidstone East StationSwanley StationMaidstone HospitalMote ParkMaidstone Shopping CentreLocal Schools (Maidstone Grammar School+4
Swanley Train Station (1.5 miles, 6 mins drive) • 40 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£284,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£284,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Affordable entry price
Limited transport connectivity compared to central London
Potential for rental demand from local professionals

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£284,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.9%
Based on £1,876/mo rent
Area Price Growth
+0.1%
Average annual increase
5-Year Value Forecast
£286,423
+£1,428 projected gain
5-Year Rent Forecast
£2,081/mo
Based on 2.1% annual growth
Price per Sq Ft£594
Annual Rent Income£22,512
10-Year ROI316%
Break-Even Point11 yrs

Property Value Projection

Based on 0.1% annual growth
£286,423
5yr
£287,858
10yr
£289,300
15yr
£290,749
20yr
£292,206
25yr
Current: £284,995

Monthly Rental Income

Based on 2.1% annual growth
£2,081
5yr
£2,309
10yr
£2,562
15yr
£2,843
20yr
£3,154
25yr
Current: £1,876/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Victoria
40 mins
1h 10m
Gatwick Airport
1h 10m
45 mins

Sun Path & Natural LightAI generated - Estimated

NESW
North-East-Facing Moderate
4h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living/Dining
Morning Moderate
Afternoon Low
Evening Low
Kitchen
Morning Moderate
Afternoon Low
Evening Low
Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
45
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Maidstone Town Centre Regeneration
3 milesEst. 2027
* Information based on local planning applications and may be subject to change

Loading location insights...

£284,995
AvailableNB0000030744
View Location Analytics

The Chalk

Over Garage, Swanscombe DA10 1GG
Castle Grange
1
Bedrooms
1
Bathrooms
480
Est. Sq ft
end terrace
Type

Developer

Bellway
Available Plot Numbers
18
1 plot(s) available
Ownershipfreehold

Request Information

£284,995The Chalk

Enquire About This Property

The Chalk
The ChalkOver Garage£284,995

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