About This Property

Discover what makes this home special

The Chalk is a charming one-bedroom end-terrace property located in the Over Garage area of Maidstone, offering a modern living space ideal for singles or couples. Priced at £284,995, this home boasts a spacious living/dining area with large windows that provide ample natural light, a well-equipped kitchen, and a balcony that extends the living space outdoors. The property includes a bathroom with contemporary fittings and convenient storage areas, making it a comfortable and practical residence.

Situated in a peaceful neighborhood with good connectivity, The Chalk offers easy access to local amenities and transport links, including the nearby Swanley train station. The property’s south-east facing aspect ensures pleasant morning sunlight, enhancing the overall ambiance. This home is perfect for first-time buyers or investors looking for a property with strong rental potential in a growing area.

Property Features

This end-terrace home features a private balcony perfect for morning coffee or relaxing evenings. The modern kitchen is designed for efficiency and style, complemented by ample storage spaces throughout the property. Double glazing and gas central heating provide comfort and energy efficiency year-round. The layout maximizes the use of space, offering a bright and airy living/dining area that benefits from natural light.

BalconyStorage SpacesModern KitchenEnd-TerraceDouble GlazingGas Central Heating

Local Amenities

Located close to reputable schools such as St Michael's Primary and Maidstone Grammar, The Chalk is ideal for families prioritizing education. The nearby Swanley train station offers convenient rail connections to London and surrounding areas. Local amenities include a Tesco superstore for everyday shopping, Maidstone Leisure Centre for fitness and recreation, and the expansive Mote Park, perfect for outdoor activities and relaxation. The area combines suburban tranquility with access to essential services.

St Michael's Primary SchoolMaidstone Grammar SchoolSwanley StationTesco SuperstoreMaidstone Leisure CentreMote Park
Swanley Train Station (1.6 miles, 6 mins drive) • 40 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£284,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£284,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Affordable entry price
Limited direct international transport links
Good rental demand from local professionals

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£284,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.9%
Based on £1,876/mo rent
Area Price Growth
+0.1%
Average annual increase
5-Year Value Forecast
£286,423
+£1,428 projected gain
5-Year Rent Forecast
£2,081/mo
Based on 2.1% annual growth
Price per Sq Ft£594
Annual Rent Income£22,512
10-Year ROI316%
Break-Even Point11 yrs

Property Value Projection

Based on 0.1% annual growth
£286,423
5yr
£287,858
10yr
£289,300
15yr
£290,749
20yr
£292,206
25yr
Current: £284,995

Monthly Rental Income

Based on 2.1% annual growth
£2,081
5yr
£2,309
10yr
£2,562
15yr
£2,843
20yr
£3,154
25yr
Current: £1,876/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplan

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Victoria
40 mins
1h 10m
Gatwick Airport
1h 15m
45 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
6h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living/Dining
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Bedroom
Morning Good
Afternoon Low
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
48
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Commercial & Residential+Positive Impact
Maidstone East Regeneration
2.5 milesEst. 2027
* Information based on local planning applications and may be subject to change

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£284,995
AvailableNB0000030745
View Location Analytics

The Chalk

Over Garage, Swanscombe DA10 1GG
Castle Grange
1
Bedrooms
1
Bathrooms
480
Est. Sq ft
end terrace
Type

Developer

Bellway
Available Plot Numbers
17
1 plot(s) available
Ownershipfreehold

Request Information

£284,995The Chalk

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The Chalk
The ChalkOver Garage£284,995

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