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About This Property

Discover what makes this home special

Nestled in the heart of Kirkcaldy, the Thurso is a stunning 3-bedroom semi-detached home offering modern living at its finest. With a spacious lounge, a contemporary open-plan kitchen and dining area, and a beautifully landscaped south-west facing garden, this property is perfect for families and professionals alike. The master bedroom features a luxurious en-suite, while two additional bedrooms provide ample space for family or guests. Located in a thriving community with excellent transport links, schools, and amenities, this home is a rare opportunity to enjoy both comfort and convenience.

Property Features

The Thurso boasts a thoughtfully designed layout, featuring a bright and airy lounge, a modern open-plan kitchen and dining area, and a utility room for added convenience. The south-west facing garden ensures plenty of natural light throughout the day, while the master bedroom with en-suite provides a private retreat. With energy-efficient construction and a garage, this home is both practical and stylish.

South-West Facing GardenGarageEn-suite BathroomOpen-Plan Kitchen/DiningEnergy Efficient DesignContemporary Interior+2

Local Amenities

Situated in a prime location, the Thurso is surrounded by excellent amenities. Families will appreciate the proximity to highly-rated schools, while commuters benefit from easy access to Kirkcaldy Train Station and major road networks. Enjoy the great outdoors with nearby parks and the scenic Fife Coastal Path, or indulge in shopping and dining at the local retail park and restaurants. The area also boasts a leisure centre and golf club for recreation.

SchoolsTrain StationSupermarketsParksCoastal PathRetail Park+1
Kirkcaldy Train Station Train Station (1.5 miles, 5 minutes drive) • 45 minutes by train to Edinburgh

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£247,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£247,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
80/100
ChallengingModerateGoodExcellent
Proximity to Edinburgh
High rental demand in Kirkcaldy
Energy-efficient new build

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£247,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £1,250/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£304,636
+£56,641 projected gain
5-Year Rent Forecast
£1,485/mo
Based on 3.5% annual growth
Price per Sq Ft£225
Annual Rent Income£15,000
10-Year ROI242%
Break-Even Point16 yrs

Property Value Projection

Based on 4.2% annual growth
£304,636
5yr
£374,214
10yr
£459,683
15yr
£564,673
20yr
£693,643
25yr
Current: £247,995

Monthly Rental Income

Based on 3.5% annual growth
£1,485
5yr
£1,763
10yr
£2,094
15yr
£2,487
20yr
£2,954
25yr
Current: £1,250/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Dunnikier Primary SchoolPrimary
Good0.8 miles
Kirkcaldy High SchoolSecondary
Good1.2 miles
Capshard Primary SchoolPrimary
Good1.5 miles
St. Marie's RC Primary SchoolPrimary
Good1.8 miles
Balwearie High SchoolSecondary
Outstanding2.5 miles

Commute Time Planner

Edinburgh City Centre
45 minutes
50 minutes
Dundee
45 minutes
55 minutes

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Excellent
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Moderate
Bedrooms
Morning Good
Afternoon Moderate
Evening Low

Location Scores

75
Walk Score
Very Walkable
70
Transit Score
Excellent Transit
65
Bike Score
Bikeable

Area Vibe

Family-Friendly
Coastal
Convenient Amenities

Connectivity

Broadband Speed
900 Mbps
Full Fibre (FTTP)
Excellent
Mobile Signal
Excellent
EE, O2, Three, Vodafone

Future Developments Nearby

Residential+Positive Impact
Kingslaw Gait Expansion
0.2 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£247,995

Thurso

Kirkcaldy, Kirkcaldy KY1 2BN
3
Bedrooms
3
Bathrooms
1,100
Sq Ft
semi detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect87
Transport86
Future89
Location90
Overall88

Developer

Barratt Homes
Available Plot Numbers
226
1 plot available
Ownershipfreehold

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