About This Property

Discover what makes this home special

The Filey is a charming four-bedroom semi-detached home located in the thriving market town of Stowmarket, Suffolk. This thoughtfully designed property offers spacious living accommodation across two floors, including a bright living room with French doors opening onto the rear garden, a modern kitchen with dining area, and a convenient downstairs WC. Upstairs, there are four well-proportioned bedrooms and a family bathroom, making it ideal for families or those needing extra space for a home office or guest room.

Situated on Plot 104 within a popular development, The Filey benefits from a south-west facing rear garden that enjoys excellent afternoon and evening sunlight, perfect for outdoor entertaining or relaxing. The property is well-placed for local amenities and transport links, offering a comfortable and convenient lifestyle in a sought-after location.

Property Features

This property boasts a spacious and light-filled living room with French doors leading to the garden, creating a seamless indoor-outdoor flow. The modern fitted kitchen includes a dining area, ideal for family meals or entertaining guests. With four bedrooms upstairs, there is plenty of space for a growing family or flexible use such as a home office. The inclusion of a downstairs WC adds convenience, while ample storage throughout the home enhances practicality.

South-West facing gardenSpacious living roomModern fitted kitchenDownstairs WCFour bedroomsFamily bathroom+2

Local Amenities

The Filey is located in Stowmarket, a well-serviced town offering excellent amenities. Stowmarket railway station provides direct links to Ipswich and London Liverpool Street, making commuting straightforward. Local schools such as Stowmarket High School and Stowmarket Primary School are highly rated, appealing to families. Shopping needs are met by nearby Tesco and Sainsbury’s supermarkets, while healthcare is accessible at Milton Road Health Centre. Outdoor enthusiasts will appreciate the nearby Milton Country Park, providing ample green space for recreation. Regular local bus services further enhance connectivity within the town and surrounding areas.

Stowmarket railway stationStowmarket High SchoolStowmarket Primary SchoolTesco SuperstoreSainsbury’sMilton Road Health Centre+2
Stowmarket Railway Station Train Station (1.1 miles, 4 mins drive) • 20 mins by train to Ipswich

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£360,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£360,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
72/100
ChallengingModerateGoodExcellent
Strong rental demand due to local schools and transport
Proximity to Stowmarket railway station with direct London links
Growing local economy but moderate capital growth potential
Limited international community presence

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£360,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.7%
Based on £2,010/mo rent
Area Price Growth
+0.5%
Average annual increase
5-Year Value Forecast
£368,357
+£8,357 projected gain
5-Year Rent Forecast
£2,422/mo
Based on 3.8% annual growth
Price per Sq Ft£248
Annual Rent Income£24,120
10-Year ROI268%
Break-Even Point13 yrs

Property Value Projection

Based on 0.5% annual growth
£368,357
5yr
£376,907
10yr
£385,656
15yr
£394,608
20yr
£403,768
25yr
Current: £360,000

Monthly Rental Income

Based on 3.8% annual growth
£2,422
5yr
£2,919
10yr
£3,517
15yr
£4,238
20yr
£5,107
25yr
Current: £2,010/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Ipswich
20 mins
25 mins
London Liverpool Street
1h 15m
1h 40m

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen
Morning Excellent
Afternoon Good
Evening Low
Bedroom 2
Morning Good
Afternoon Moderate
Evening Low
Bedroom 3
Morning Moderate
Afternoon Good
Evening Low
Bedroom 4
Morning Low
Afternoon Moderate
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
48
Transit Score
Some Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use Commercial and Residential+Positive Impact
Stowmarket Town Centre Regeneration
0.8 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£360,000
AvailableNB0000050734
View Location Analytics

The Filey

Stowmarket, Stowmarket IP14 5AN
Aspen Grange
4
Bedrooms
2
Bathrooms
1,450
Est. Sq ft
semi detached
Type
Available Plot Numbers
104
1 plot(s) available
Ownershipfreehold

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£360,000The Filey

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The Filey
The FileyStowmarket£360,000

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