About This Property

Discover what makes this home special

The Philosopher - Life is a spacious and elegant detached family home situated in a desirable residential development near Great Baddow, Chelmsford. Boasting four well-proportioned bedrooms and five bathrooms, including an en-suite, this property offers ample space for modern family living. The ground floor features a large living room, a combined dining and family area with French doors opening to the south-facing garden, a well-equipped kitchen, utility room, study, and cloakroom. The layout is designed to maximize natural light and functional flow throughout the home.

Located within the CM8 2GL postcode, this property benefits from excellent connectivity and access to local amenities. The south-facing garden enjoys generous sunlight, making it ideal for outdoor entertaining and relaxation. The surrounding area is known for its peaceful environment, good schools, and proximity to Chelmsford city centre, providing a perfect balance of countryside charm and urban convenience.

Property Features

This detached home offers a versatile and spacious layout with four bedrooms and five bathrooms, including a master en-suite for added privacy. The south-facing garden ensures excellent natural light throughout the day, especially in the dining and family areas which open directly onto the garden. Additional features such as a dedicated study and utility room enhance the practicality of the home, making it suitable for families and professionals alike. The property is finished to a high standard with modern kitchen fittings and double glazing throughout, ensuring comfort and energy efficiency.

DetachedFour BedroomsFive BathroomsEn-suiteSouth-facing GardenStudy+7

Local Amenities

The property is well-situated in the Great Baddow area, offering access to reputable primary schools such as Great Baddow Primary and St. John's Church of England Primary. Chelmsford city centre, just under 3 miles away, provides a wide range of shopping, dining, and leisure options, including supermarkets like Asda and various restaurants. Outdoor enthusiasts will appreciate the nearby Chelmer Valley Riverside Park and Chelmsford Golf Club, both providing excellent recreational opportunities. The location balances suburban tranquility with convenient access to urban amenities.

Great Baddow Primary SchoolSt. John's Church of England Primary SchoolChelmsford StationChelmsford City CentreAsda SuperstoreChelmer Valley Riverside Park+2
Braintree Station Train Station (2.7 miles, 8 mins drive) • 25 mins by car to Chelmsford

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£624,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Compare Rates
Purchase Costs
Total Price£624,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£624,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.7%
Based on £2,969/mo rent
Area Price Growth
+1.7%
Average annual increase
5-Year Value Forecast
£680,626
+£55,631 projected gain
5-Year Rent Forecast
£3,526/mo
Based on 3.5% annual growth
Price per Sq Ft£347
Annual Rent Income£35,628
10-Year ROI228%
Break-Even Point18 yrs

Property Value Projection

Based on 1.7% annual growth
£680,626
5yr
£741,208
10yr
£807,183
15yr
£879,030
20yr
£957,272
25yr
Current: £624,995

Monthly Rental Income

Based on 3.5% annual growth
£3,526
5yr
£4,188
10yr
£4,974
15yr
£5,908
20yr
£7,016
25yr
Current: £2,969/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
50 mins
1h 10m
Stansted Airport
35 mins
30 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-Facing Best for Sunlight
10h
Garden Sun (Summer)
No
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Dining / Family
Morning Moderate
Afternoon Excellent
Evening Good
Living Room
Morning Good
Afternoon Moderate
Evening Low
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Study
Morning Low
Afternoon Moderate
Evening Low
Master Bedroom (Bedroom 1)
Morning Good
Afternoon Good
Evening Moderate
Bedroom 2
Morning Moderate
Afternoon Good
Evening Low
Bedroom 3
Morning Low
Afternoon Moderate
Evening Low
Bedroom 4
Morning Low
Afternoon Moderate
Evening Low

Location Scores

45
Walk Score
Car-Dependent
40
Transit Score
Some Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use Commercial and Residential+Positive Impact
Braintree Town Centre Regeneration
2 milesEst. 2025
ResidentialModerate Impact
Essex Local Plan Housing Expansion
Within 3 milesEst. 2027
* Information based on local planning applications and may be subject to change

Loading location insights...

£624,995
AvailableNB0000038819
View Location Analytics

The Philosopher - Life

Witham, Witham CM8 2GL
Rectory Fields
4
Bedrooms
5
Bathrooms
1,800
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
187
1 plot(s) available
Ownershipfreehold

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£624,995The Philosopher - Life

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The Philosopher - Life
The Philosopher - LifeWitham£624,995

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