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About This Property

Discover what makes this home special

The Philosopher is a stunning four-bedroom detached home located in the thriving area of Reading. This modern property offers a perfect blend of contemporary design and practical living, featuring a spacious open-plan family/dining area with direct garden access, a separate living room, and a study for those working from home. Upstairs, the master bedroom boasts an en-suite bathroom, complemented by three additional well-proportioned bedrooms and a family bathroom. With its south-west facing garden, this home is bathed in natural light throughout the day, making it ideal for family living and entertaining. Situated in a sought-after development, this property is close to excellent schools, convenient transport links, and a range of local amenities.

Property Features

This property offers a range of premium features designed for modern living. The open-plan family/dining area with garden access is perfect for entertaining, while the separate living room and study provide additional versatile spaces. The master bedroom includes an en-suite bathroom, with three further bedrooms providing ample accommodation for a growing family. The modern fitted kitchen, utility room, and garage enhance the practicality of this home, while the NHBC warranty ensures peace of mind for years to come.

South-west facing gardenDetached propertyOpen-plan family/dining areaSeparate living roomStudyMaster bedroom with en-suite+4

Local Amenities

The Philosopher is ideally located with easy access to Reading Station, providing excellent transport links to London and beyond. Families will appreciate the proximity to Cambridge Primary School and other well-regarded educational institutions. For shopping and leisure, The Oracle Shopping Centre and local supermarkets are just a short drive away. Outdoor enthusiasts can enjoy nearby green spaces such as Prospect Park, while a variety of restaurants, cafes, and entertainment options ensure there is something for everyone. With convenient bus routes and access to Reading University, this location is perfect for both families and professionals.

Reading StationCambridge Primary SchoolThe Oracle Shopping CentreProspect ParkLocal supermarketsRestaurants+4
Reading Station Train Station (1.5 miles, 5 mins drive) • 25 mins by train to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£675,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£675,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
78/100
ChallengingModerateGoodExcellent
Strong rental demand
Good transport links to London
Proximity to educational institutions

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£675,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.5%
Based on £3,650/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£829,168
+£154,168 projected gain
5-Year Rent Forecast
£4,335/mo
Based on 3.5% annual growth
Price per Sq Ft£422
Annual Rent Income£43,800
10-Year ROI260%
Break-Even Point14 yrs

Property Value Projection

Based on 4.2% annual growth
£829,168
5yr
£1,018,547
10yr
£1,251,179
15yr
£1,536,944
20yr
£1,887,977
25yr
Current: £675,000

Monthly Rental Income

Based on 3.5% annual growth
£4,335
5yr
£5,149
10yr
£6,115
15yr
£7,263
20yr
£8,626
25yr
Current: £3,650/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Caversham Primary SchoolPrimary
Outstanding0.4 miles
The Heights Primary SchoolPrimary
Good0.7 miles
Reading SchoolSecondary
Outstanding1.2 miles
Kendrick SchoolSecondary
Outstanding1.4 miles

Commute Time Planner

London Paddington
25 mins
1h 15m
Heathrow Airport
45 mins
35 mins

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen
Morning Excellent
Afternoon Good
Evening Low
Family/Dining
Morning Excellent
Afternoon Excellent
Evening Good

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green
Good Schools

Connectivity

Broadband Speed
100 Mbps
FTTP
Excellent
Mobile Signal
Excellent
EE, Three, Vodafone, O2

Future Developments Nearby

Commercial and Residential+Positive Impact
Reading Town Centre Regeneration
1 mileEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£675,000

The Philosopher

Reading, Reading GU11 4BE
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect90
Transport88
Future86
Location89
Overall88

Developer

Bellway
Available Plot Numbers
137
1 plot available
Ownershipfreehold

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