About This Property

Discover what makes this home special

The Luthier is a spacious and elegant detached family home located in the desirable Bedford area of Bedfordshire. Boasting four well-proportioned bedrooms and three bathrooms, this property offers ample space for growing families or those who enjoy hosting guests. The ground floor features a large family/dining area with direct access to the garden, a separate living room, and a study, ideal for remote working. The kitchen is thoughtfully designed with modern fittings and convenient storage spaces. Upstairs, the master bedroom benefits from an en-suite bathroom, while the additional bedrooms share a well-appointed family bathroom.

Property Features

This property combines traditional charm with modern convenience. The ample living space includes a versatile study and a generous family/dining room that opens onto the rear garden, perfect for entertaining or relaxing. The inclusion of multiple storage areas and a cloakroom adds to the practicality of the home. Upstairs, the bedrooms are spacious and bright, with built-in wardrobes enhancing storage options. The en-suite to the master bedroom provides a private retreat for homeowners.

DetachedFour BedroomsThree BathroomsEn-suiteStudyGarden+4

Local Amenities

Situated in Bedford, this property benefits from proximity to key amenities including Bedford Railway Station, offering direct links to London and surrounding areas. The nearby Bedford Hospital and several well-regarded schools such as Bedford School and Shuttleworth College make it ideal for families. Bedford Town Centre provides a range of shopping, dining, and leisure options, while Bedford Park offers green space for outdoor activities. Local supermarkets and essential services are within easy reach, ensuring convenience for daily living.

Bedford Railway StationBedford HospitalBedford ParkBedford SchoolShuttleworth CollegeLocal Supermarkets+1
Bedford Railway Station Train Station (2.1 miles, 8 mins drive) • 50 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£507,500
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£507,500
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good access to London via Bedford Station
Lower transport score due to limited local transit options
Stable local rental market with family demand
Less international visibility compared to central London

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£507,500
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.7%
Based on £2,411/mo rent
Area Price Growth
+0.1%
Average annual increase
5-Year Value Forecast
£510,043
+£2,543 projected gain
5-Year Rent Forecast
£2,864/mo
Based on 3.5% annual growth
Price per Sq Ft£308
Annual Rent Income£28,932
10-Year ROI228%
Break-Even Point18 yrs

Property Value Projection

Based on 0.1% annual growth
£510,043
5yr
£512,598
10yr
£515,166
15yr
£517,747
20yr
£520,341
25yr
Current: £507,500

Monthly Rental Income

Based on 3.5% annual growth
£2,864
5yr
£3,401
10yr
£4,039
15yr
£4,797
20yr
£5,698
25yr
Current: £2,411/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London St Pancras International
50 mins
1h 20m
Luton Airport
30 mins
25 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Family/Dining
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Living Room
Morning Good
Afternoon Moderate
Evening Low
Study
Morning Low
Afternoon Low
Evening Low
Bedrooms
Morning Moderate
Afternoon Good
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
48
Transit Score
Some Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Transport+Positive Impact
Bedford Midland Station Upgrade
2.1 milesEst. 2025
Commercial/Residential+Positive Impact
Bedford Town Centre Regeneration
3 milesEst. 2027
* Information based on local planning applications and may be subject to change

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£507,500
AvailableNB0000031845
View Location Analytics

The Luthier

Bedford, Bedford MK42 0XL
New Cardington Fields
4
Bedrooms
3
Bathrooms
1,650
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
87
1 plot(s) available
Ownershipfreehold

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£507,500The Luthier

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The Luthier
The LuthierBedford£507,500

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