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About This Property

Discover what makes this home special

The Hoy is a spacious detached family home located in a peaceful and green residential development in Kilwinning, North Ayrshire. This four-bedroom, two-bathroom property offers a well-planned layout with a generous lounge, modern kitchen/dining area, and ample storage throughout. The rear garden faces south-east, providing pleasant morning and early afternoon sunlight, ideal for outdoor relaxation and family activities. Situated within easy reach of local amenities and transport links, The Hoy combines comfort with convenience in a thriving community.

Property Features

This detached home offers four well-sized bedrooms including a master with en-suite, a family bathroom, and a spacious lounge perfect for entertaining. The kitchen/dining area benefits from natural light and direct access to the garden, enhancing indoor-outdoor living. Multiple storage cupboards add practicality, while the south-east garden aspect ensures good sunlight during the day. Ideal for families seeking both space and comfort in a quiet neighbourhood.

DetachedFour BedroomsTwo BathroomsKitchen/DiningLoungeSouth-East Facing Garden+2

Local Amenities

The property is well-served by a variety of amenities including reputable schools such as Kilwinning Academy and St. Winning's Primary School, making it suitable for families. Kilwinning town centre offers shopping options including a Tesco Superstore and a range of local shops. Leisure facilities like Kilwinning Leisure Centre and Kilwinning Golf Club provide recreational opportunities. The area also features parks and green spaces, as well as a selection of cafes and restaurants, contributing to a balanced lifestyle.

Kilwinning AcademySt. Winning's Primary SchoolKilwinning LibraryTesco SuperstoreKilwinning Leisure CentreKilwinning Golf Club+3
Kilwinning Railway Station Train Station (1.7 miles, 6 mins drive) • 40 mins by train to Glasgow

Estimate Calculator

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25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£284,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Compare Rates
Purchase Costs
Total Price£284,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Affordable entry price
Limited direct international transport links
Good local rental demand from families and professionals

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£284,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
8.2%
Based on £1,947/mo rent
Area Price Growth
+4.0%
Average annual increase
5-Year Value Forecast
£346,074
+£61,079 projected gain
5-Year Rent Forecast
£2,235/mo
Based on 2.8% annual growth
Price per Sq Ft£211
Annual Rent Income£23,364
10-Year ROI328%
Break-Even Point10 yrs

Property Value Projection

Based on 4.0% annual growth
£346,074
5yr
£420,242
10yr
£510,307
15yr
£619,673
20yr
£752,478
25yr
Current: £284,995

Monthly Rental Income

Based on 2.8% annual growth
£2,235
5yr
£2,566
10yr
£2,946
15yr
£3,382
20yr
£3,883
25yr
Current: £1,947/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Glasgow Central
40 mins
45 mins
Glasgow Airport
N/A
30 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Moderate
Afternoon Good
Evening Low
Kitchen / Dining
Morning Good
Afternoon Excellent
Evening Moderate
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

60
Walk Score
Somewhat Walkable
50
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed Use (Residential and Commercial)+Positive Impact
Kilwinning Town Centre Regeneration
1 mileEst. 2025
* Information based on local planning applications and may be subject to change

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£284,995
AvailableNB0000038220
View Location Analytics

The Hoy

Kilbirnie, Kilbirnie KA25 6EW
Millwood, Kilbirnie
4
Bedrooms
2
Bathrooms
1,350
Est. Sq ft
detached
Type
Available Plot Numbers
7270
2 plot(s) available
Ownershipfreehold

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£284,995The Hoy

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The Hoy
The HoyKilbirnie£284,995

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