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About This Property

Discover what makes this home special

The Cutler is a spacious and modern detached family home situated in a growing residential development near Derby, offering a blend of comfort and convenience. Boasting four well-proportioned bedrooms and three bathrooms, including an en-suite, this property is ideal for families seeking ample living space and privacy. The open-plan kitchen/dining/family area is perfect for contemporary living, with direct access to a south-east facing garden that enjoys good natural light throughout the day.

Located in the DE5 3QL postcode area, this home benefits from proximity to Derby city centre, excellent road links, and a variety of local amenities. The nearby Derwent Valley regeneration project promises to enhance the area's appeal further, making this an excellent investment opportunity with strong growth potential. Whether commuting to nearby cities like Nottingham or Leicester or enjoying local parks and schools, this property offers a balanced lifestyle in a well-connected location.

Property Features

This detached home features four bedrooms, including a master with an en-suite bathroom, providing comfort and privacy for family members. The open-plan kitchen, dining, and family area creates a versatile space for everyday living and entertaining, with French doors leading to the garden. Additional features include a spacious living room, cloakroom, and integral garage, ensuring ample storage and convenience. The south-east facing garden benefits from good sunlight, enhancing outdoor enjoyment.

DetachedFour BedroomsThree BathroomsEn-suiteOpen-plan Kitchen/Dining/Family RoomLiving Room+4

Local Amenities

Residents of The Cutler enjoy access to a range of local amenities including reputable schools such as Littleover Primary School and Chellaston Academy, making it ideal for families. Markeaton Park provides extensive green space for leisure and recreation. The nearby Derby city centre offers shopping, dining, and cultural attractions, while local shops and supermarkets cater to daily needs. Good bus routes and proximity to Derby Railway Station facilitate convenient travel options.

Derby City CentreDerby Railway StationMarkeaton ParkLittleover Primary SchoolChellaston AcademyLocal Shops+3
Derby Railway Station Train Station (3.2 miles, 10 mins drive) • 10 mins by car to Derby

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£369,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Compare Rates
Purchase Costs
Total Price£369,950
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Stable local rental market
Limited direct international transport links
Good proximity to Derby and Nottingham

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£369,950
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.4%
Based on £1,665/mo rent
Area Price Growth
+4.6%
Average annual increase
5-Year Value Forecast
£462,350
+£92,400 projected gain
5-Year Rent Forecast
£2,105/mo
Based on 4.8% annual growth
Price per Sq Ft£247
Annual Rent Income£19,980
10-Year ROI216%
Break-Even Point16 yrs

Property Value Projection

Based on 4.6% annual growth
£462,350
5yr
£577,828
10yr
£722,149
15yr
£902,515
20yr
£1,127,931
25yr
Current: £369,950

Monthly Rental Income

Based on 4.8% annual growth
£2,105
5yr
£2,661
10yr
£3,364
15yr
£4,252
20yr
£5,376
25yr
Current: £1,665/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Derby Railway Station
N/A
10 mins
Nottingham
30 mins
25 mins
Leicester
35 mins
30 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Kitchen/Dining/Family
Morning Excellent
Afternoon Good
Evening Moderate
Living Room
Morning Moderate
Afternoon Good
Evening Low
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
48
Transit Score
Some Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use Residential and Commercial+Positive Impact
Derwent Valley Regeneration Project
0.5 milesEst. 2025
Transport Infrastructure+Positive Impact
Derby Transport Hub Upgrade
3 milesEst. 2026
* Information based on local planning applications and may be subject to change

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£369,950
AvailableNB0000036631
View Location Analytics

The Cutler

Ripley, Ripley DE5 3QL
Coppice Heights
4
Bedrooms
3
Bathrooms
1,500
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
13
1 plot(s) available
Ownershipfreehold

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£369,950The Cutler

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The Cutler
The CutlerRipley£369,950

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