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About This Property

Discover what makes this home special

Huntly is a charming three-bedroom terraced home located in the desirable Elgin area, offering a perfect blend of modern living and practical design. This property boasts three comfortable bedrooms, including a master with an en-suite, and a total of three bathrooms ensuring convenience for families and guests alike. The spacious lounge and open-plan kitchen/dining area provide an inviting environment for both relaxing and entertaining. Situated within a well-planned community, this home benefits from proximity to essential amenities and excellent transport links, making it ideal for commuters and families.

Property Features

This property features a thoughtfully designed layout with three bedrooms upstairs, including a master bedroom with an en-suite shower room. The ground floor offers a spacious lounge with an area designated for working from home, perfect for modern lifestyle needs. The kitchen/dining room is well-equipped with integrated appliances and ample space for family meals. Additional conveniences include a downstairs WC, storage cupboard under the stairs, and a private garden facing south-east, providing pleasant natural light throughout the day.

Three bedroomsThree bathroomsEn-suiteOpen-plan kitchen/diningLounge with work-from-home spaceGarden+3

Local Amenities

Located in Elgin, this property benefits from access to reputable schools such as Elgin High School and Elgin Academy, making it suitable for families with children. The nearby Elgin Railway Station offers rail connections to Inverness and Aberdeen, facilitating easy commuting. Local amenities include a large Tesco Superstore for convenient shopping, the Elgin Leisure Centre for fitness and recreation, and Cooper Park providing green open spaces. Additionally, the Moray Council Library supports community engagement and learning, contributing to a well-rounded living environment.

Elgin High SchoolElgin AcademyElgin Railway StationTesco SuperstoreElgin Leisure CentreCooper Park+1
Elgin Railway Station Train Station (1.5 miles, 6 mins drive) • 40 mins by train to Inverness

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£249,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£249,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Stable local rental market
Limited direct international transport links
Growing regional development

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£249,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.8%
Based on £1,625/mo rent
Area Price Growth
+4.8%
Average annual increase
5-Year Value Forecast
£315,735
+£65,740 projected gain
5-Year Rent Forecast
£1,866/mo
Based on 2.8% annual growth
Price per Sq Ft£263
Annual Rent Income£19,500
10-Year ROI312%
Break-Even Point11 yrs

Property Value Projection

Based on 4.8% annual growth
£315,735
5yr
£398,763
10yr
£503,625
15yr
£636,062
20yr
£803,325
25yr
Current: £249,995

Monthly Rental Income

Based on 2.8% annual growth
£1,866
5yr
£2,142
10yr
£2,459
15yr
£2,823
20yr
£3,241
25yr
Current: £1,625/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Inverness
40 mins
35 mins
Aberdeen
1h 45m
1h 45m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen/Dining
Morning Good
Afternoon Good
Evening Moderate
Bedroom 1
Morning Excellent
Afternoon Moderate
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
40
Transit Score
Some Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial & Residential+Positive Impact
Elgin Town Centre Regeneration
1 mileEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£249,995
AvailableNB0000019242
View Location Analytics

Huntly

Elgin, Elgin IV30 4FP
DWH Findrassie
3
Bedrooms
3
Bathrooms
950
Est. Sq ft
terraced
Type
Available Plot Numbers
81
1 plot(s) available
Ownershipfreehold

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£249,995Huntly

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Huntly
Huntly Elgin£249,995

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