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About This Property

Discover what makes this home special

This spacious detached family home in Elgin offers a perfect blend of modern living and traditional charm. Featuring four well-proportioned bedrooms, including a master with en-suite, and three bathrooms in total, the property is designed for comfort and convenience. The ground floor boasts a large lounge with dual aspect windows, a separate study, and an open plan kitchen, breakfast, and dining area with direct access to the rear garden. The utility room adds practical space for household tasks, while the cloakroom/WC on the ground floor enhances functionality.

Situated in a desirable development, Plot 74 benefits from a south-west facing rear garden, ensuring excellent natural light throughout the day, especially in the living and dining areas. The property is ideally positioned for families and professionals alike, with good access to local amenities, schools, and transport links. The nearby Elgin Railway Station connects residents to Inverness and Aberdeen, making commuting straightforward.

With a price of £389,995, this home represents excellent value in the Elgin market, combining quality build, thoughtful design, and a prime location. It is an ideal choice for families seeking space, comfort, and connectivity in the Scottish Highlands.

Property Features

This detached property offers four bedrooms including a master with en-suite, three bathrooms, and versatile living spaces such as a study and utility room. The open plan kitchen and dining area with breakfast space is perfect for family living and entertaining. The south-west facing garden allows for ample sunlight, enhancing the living experience. Additional features include double glazing and gas central heating, ensuring comfort and energy efficiency.

DetachedFour BedroomsThree BathroomsEn-suiteUtility RoomStudy+6

Local Amenities

Located in Elgin, this property benefits from proximity to excellent educational institutions including Elgin Academy and St Sylvester's RC Primary School. The nearby Elgin Railway Station offers convenient rail links to Inverness and Aberdeen. Local amenities such as Tesco Superstore, Elgin Leisure Centre, and Cooper Park provide shopping, fitness, and recreational options. The vibrant Elgin High Street offers a range of shops, cafes, and services, while Moray Council offices nearby add to the area's employment opportunities.

Elgin AcademySt Sylvester's RC PrimaryElgin Railway StationTesco SuperstoreElgin Leisure CentreCooper Park+2
Elgin Railway Station Train Station (1.3 miles, 5 mins drive) • 40 mins to Inverness

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£389,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£389,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Stable regional market
Limited international transport links
Good rental demand from local professionals

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£389,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.8%
Based on £2,535/mo rent
Area Price Growth
+4.8%
Average annual increase
5-Year Value Forecast
£492,551
+£102,556 projected gain
5-Year Rent Forecast
£2,910/mo
Based on 2.8% annual growth
Price per Sq Ft£236
Annual Rent Income£30,420
10-Year ROI312%
Break-Even Point11 yrs

Property Value Projection

Based on 4.8% annual growth
£492,551
5yr
£622,075
10yr
£785,661
15yr
£992,263
20yr
£1,253,196
25yr
Current: £389,995

Monthly Rental Income

Based on 2.8% annual growth
£2,910
5yr
£3,341
10yr
£3,836
15yr
£4,404
20yr
£5,056
25yr
Current: £2,535/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Inverness
40 mins
35 mins
Aberdeen
1h 50m
1h 40m

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen/Breakfast
Morning Good
Afternoon Excellent
Evening Moderate
Bedrooms (upstairs)
Morning Good
Afternoon Moderate
Evening Low

Location Scores

65
Walk Score
Somewhat Walkable
50
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial & Residential+Positive Impact
Elgin Town Centre Regeneration
1.5 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£389,995
AvailableNB0000019247
View Location Analytics

Duns

Elgin, Elgin IV30 4FP
DWH Findrassie
4
Bedrooms
3
Bathrooms
1,650
Est. Sq ft
detached
Type
Available Plot Numbers
74
1 plot(s) available
Ownershipfreehold

Request Information

£389,995Duns

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Duns
Duns Elgin£389,995

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