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About This Property

Discover what makes this home special

The Shira is a charming detached three-bedroom family home located in the growing residential area of Crossgates, Fife. Priced at £319,995, this property offers a spacious and well-designed layout with three bathrooms, including an en-suite, providing comfort and privacy for modern family living. The open-plan kitchen and dining area lead seamlessly to the rear garden, which enjoys a sunny south-east aspect, perfect for outdoor relaxation and entertaining. The living room, positioned at the front, is bright and inviting, ideal for family gatherings or quiet evenings.

Situated within easy reach of Glenrothes with Thornton train station and approximately a 30-minute drive from Dundee, The Shira offers excellent connectivity for commuters and city visitors alike. The local area benefits from ongoing development projects aimed at enhancing infrastructure and community amenities, making it an attractive option for both homeowners and investors. With good schools, parks, and shopping facilities nearby, this property is well-suited to families seeking a balanced lifestyle in a peaceful yet accessible location.

Property Features

The Shira boasts a thoughtfully designed layout with three comfortable bedrooms and three bathrooms, including an en-suite master bedroom. The open-plan kitchen and dining area provide a contemporary space for cooking and socialising, while the south-east facing garden ensures ample sunlight throughout the day. Additional features include a spacious living room perfect for relaxation, a garage for secure parking, and modern energy-efficient fittings throughout the home, enhancing comfort and reducing running costs.

DetachedThree BedroomsThree BathroomsEn-suiteOpen-plan Kitchen/DiningSouth-East Facing Garden+4

Local Amenities

The property is well-served by a range of local amenities suitable for families and professionals. Nearby schools such as St Paul's RC Primary and Crossgates Primary provide quality education options. Shopping needs are met by the Tesco Superstore and various local shops within Crossgates. Recreational facilities include the Crossgates Community Park and Fife Leisure Park, offering outdoor and sports activities. For dining and socialising, The Crossgates Inn is a popular local pub with a welcoming atmosphere. Transport links are anchored by Glenrothes with Thornton Train Station, facilitating travel to Dundee, Edinburgh, and beyond.

St Paul's RC Primary SchoolCrossgates Primary SchoolGlenrothes with Thornton Train StationTesco SuperstoreCrossgates Community ParkThe Crossgates Inn+1
Glenrothes with Thornton Train Station (1.8 miles, 6 mins drive) • 30 mins by car to Dundee

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£319,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Compare Rates
Purchase Costs
Total Price£319,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Affordable entry price
Limited international transport links
Growing local infrastructure

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£319,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.5%
Based on £1,467/mo rent
Area Price Growth
+3.3%
Average annual increase
5-Year Value Forecast
£376,760
+£56,765 projected gain
5-Year Rent Forecast
£1,684/mo
Based on 2.8% annual growth
Price per Sq Ft£194
Annual Rent Income£17,604
10-Year ROI220%
Break-Even Point21 yrs

Property Value Projection

Based on 3.3% annual growth
£376,760
5yr
£443,596
10yr
£522,287
15yr
£614,938
20yr
£724,024
25yr
Current: £319,995

Monthly Rental Income

Based on 2.8% annual growth
£1,684
5yr
£1,934
10yr
£2,220
15yr
£2,549
20yr
£2,926
25yr
Current: £1,467/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Dundee
N/A (no direct train from Glenrothes with Thornton to Dundee)
30 mins
Edinburgh
1h 15m from Glenrothes with Thornton
1h 10m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
6h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Moderate
Evening Low
Kitchen/Dining
Morning Good
Afternoon Good
Evening Moderate
Master Bedroom
Morning Moderate
Afternoon Good
Evening Low

Location Scores

48
Walk Score
Car-Dependent
40
Transit Score
Some Transit
35
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Residential and Commercial+Positive Impact
Crossgates Expansion Project
0.3 milesEst. 2025
Transport Infrastructure+Positive Impact
Fife Active Travel Improvements
Region-wideEst. 2024
* Information based on local planning applications and may be subject to change

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£319,995
AvailableNB0000038738
View Location Analytics

The Shira

Crossgates, Cowdenbeath KY4 8DF
Primrose Gardens
3
Bedrooms
3
Bathrooms
1,650
Est. Sq ft
detached
Type
Available Plot Numbers
5
1 plot(s) available
Ownershipfreehold

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£319,995The Shira

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The Shira
The ShiraCrossgates£319,995

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