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About This Property

Discover what makes this home special

The Elgin is a charming detached family home located in the desirable Rosslyn Gait development in Kirkcaldy. Offering three well-proportioned bedrooms, including a master with en-suite, this property combines modern living with practical design. The spacious lounge and open kitchen/dining area provide a welcoming environment for both relaxing and entertaining. Additional features such as a utility room and downstairs WC enhance convenience for everyday living. The rear garden faces north-west, offering pleasant afternoon and evening sunlight, ideal for outdoor gatherings or quiet relaxation.

Situated in a thriving community, The Elgin benefits from proximity to excellent local amenities including schools, parks, and transport links. The property is well-suited for families and professionals alike, providing a comfortable and contemporary lifestyle in a sought-after location. With a competitive price point of £244,995, this home represents excellent value in the Kirkcaldy market.

Property Features

The Elgin offers a detached layout with three bedrooms, including a master bedroom featuring a private en-suite bathroom. The open plan kitchen and dining room open onto the rear garden, creating a seamless indoor-outdoor flow. A separate utility room adds practicality, while the downstairs WC is perfect for guests. The lounge is generously sized with large windows allowing ample natural light. Modern conveniences such as double glazing and gas central heating ensure comfort and energy efficiency throughout the year.

DetachedThree BedroomsEn-suiteUtility RoomDownstairs WCSpacious Lounge+4

Local Amenities

Located in Kirkcaldy, The Elgin is close to a range of amenities that cater to all age groups and lifestyles. Lynburn Primary School and Kirkcaldy High School provide excellent educational options within easy reach. For transport, Kirkcaldy Railway Station offers direct connections to Edinburgh and beyond, making commuting straightforward. Leisure options include Rosslyn Park and Kirkcaldy Leisure Centre, ideal for outdoor activities and fitness. Nearby supermarkets and local shops ensure everyday essentials are conveniently accessible.

Lynburn Primary SchoolKirkcaldy High SchoolKirkcaldy Railway StationRosslyn ParkTesco SuperstoreKirkcaldy Leisure Centre+1
Kirkcaldy Railway Station Train Station (1.4 miles, 6 mins drive) • 50 mins to Edinburgh

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£244,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£244,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Good local amenities
Limited international transport links
Stable rental demand

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£244,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.5%
Based on £1,123/mo rent
Area Price Growth
+3.3%
Average annual increase
5-Year Value Forecast
£288,456
+£43,461 projected gain
5-Year Rent Forecast
£1,289/mo
Based on 2.8% annual growth
Price per Sq Ft£243
Annual Rent Income£13,476
10-Year ROI220%
Break-Even Point21 yrs

Property Value Projection

Based on 3.3% annual growth
£288,456
5yr
£339,626
10yr
£399,874
15yr
£470,809
20yr
£554,328
25yr
Current: £244,995

Monthly Rental Income

Based on 2.8% annual growth
£1,289
5yr
£1,480
10yr
£1,699
15yr
£1,951
20yr
£2,240
25yr
Current: £1,123/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Edinburgh Waverley
50 mins
45 mins
Edinburgh Airport
1h 15m
50 mins

Sun Path & Natural LightAI generated - Estimated

NESW
North-West-Facing Moderate
6h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Moderate
Afternoon Good
Evening Good
Kitchen/Dining room
Morning Low
Afternoon Good
Evening Moderate
Bedroom 1
Morning Good
Afternoon Moderate
Evening Low
Bedroom 2
Morning Moderate
Afternoon Good
Evening Low
Bedroom 3
Morning Moderate
Afternoon Good
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Kirkcaldy Town Centre Regeneration
1.2 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£244,995
AvailableNB0000017185
View Location Analytics

The Elgin

Kirkcaldy, Kirkcaldy KY1 2DD
Rosslyn Gait
3
Bedrooms
3
Bathrooms
1,010
Est. Sq ft
detached
Type
Available Plot Numbers
309
1 plot(s) available
Ownershipfreehold

Request Information

£244,995The Elgin

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The Elgin
The ElginKirkcaldy£244,995

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