About This Property

Discover what makes this home special

Plot 27 – Wicklow is a charming semi-detached three-bedroom home located in a peaceful residential development near Aspatria, Cumbria. Priced attractively at £198,995, this property offers a practical and comfortable living space ideal for families or first-time buyers. The ground floor features a spacious living room, a modern kitchen with dining area, and a convenient WC, while the first floor comprises three well-sized bedrooms and a family bathroom. The rear garden faces south-east, providing pleasant morning and early afternoon sunlight, perfect for outdoor relaxation.

Situated in the CA28 8TP postcode, this property benefits from a tranquil rural setting with easy access to local amenities and transport links. The nearest train station is Aspatria, approximately 3.5 miles away, connecting residents to Carlisle and beyond. The surrounding area boasts a mix of schools, parks, and shops, making it a comfortable and community-oriented place to live. With ongoing local development plans focusing on residential and infrastructure improvements, this location shows promising growth potential for homeowners and investors alike.

Property Features

This property offers a well-thought-out layout with three bedrooms upstairs and a family bathroom, complemented by a ground floor WC for convenience. The kitchen and dining area are designed for modern living, providing ample space for family meals and entertaining. The south-east facing garden captures morning sunlight, creating a bright and welcoming outdoor space. Off-street parking adds to the practicality of this home, making it suitable for families and commuters.

Semi-detachedThree BedroomsOne BathroomGround Floor WCModern KitchenDining Area+2

Local Amenities

Residents of Plot 27 benefit from proximity to essential local amenities including Aspatria Primary and Solway Community Schools, which cater to families with children. The Aspatria train station offers rail links to Carlisle and other regional hubs, supporting daily commuting needs. Local shops and leisure facilities such as the Aspatria Leisure Centre provide convenient options for shopping and recreation. The surrounding countryside and nearby parks add to the quality of life, offering outdoor activities and scenic walks.

Aspatria Primary SchoolSolway Community SchoolAspatria Train StationLocal ShopsAspatria Leisure CentreNearby Parks+1
Aspatria Train Station (3.5 miles, 8 mins drive) • 30 mins by car to Carlisle

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£198,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Compare Rates
Purchase Costs
Total Price£198,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£198,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
8.5%
Based on £1,410/mo rent
Area Price Growth
+1.4%
Average annual increase
5-Year Value Forecast
£212,900
+£13,905 projected gain
5-Year Rent Forecast
£1,817/mo
Based on 5.2% annual growth
Price per Sq Ft£234
Annual Rent Income£16,920
10-Year ROI340%
Break-Even Point8 yrs

Property Value Projection

Based on 1.4% annual growth
£212,900
5yr
£227,776
10yr
£243,692
15yr
£260,720
20yr
£278,938
25yr
Current: £198,995

Monthly Rental Income

Based on 5.2% annual growth
£1,817
5yr
£2,341
10yr
£3,016
15yr
£3,886
20yr
£5,007
25yr
Current: £1,410/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Carlisle
N/A (no direct train from Aspatria to Carlisle)
30 mins
Newcastle
1h 45m (via Carlisle)
1h 45m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
6h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Good
Afternoon Moderate
Evening Low
Kitchen/Dining
Morning Excellent
Afternoon Good
Evening Moderate
Bedrooms
Morning Moderate
Afternoon Good
Evening Low

Location Scores

42
Walk Score
Car-Dependent
35
Transit Score
Some Transit
40
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Residential and InfrastructureModerate Positive Impact
Allerdale Local Plan Developments
Within 5 milesEst. 2025-2028
* Information based on local planning applications and may be subject to change

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£198,995
AvailableNB0000037666
View Location Analytics

Plot 27 – Wicklow

Whitehaven, Whitehaven CA28 8TP
Ivy Mills
3
Bedrooms
1
Bathrooms
850
Est. Sq ft
semi detached
Type

Developer

Gleeson
Available Plot Numbers
27
1 plot(s) available
Ownershipfreehold

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£198,995Plot 27 – Wicklow

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Plot 27 – Wicklow
Plot 27 – WicklowWhitehaven£198,995

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