About This Property

Discover what makes this home special

This charming semi-detached home in Elgin offers a perfect blend of comfort and modern living. Boasting three well-proportioned bedrooms and two bathrooms, including an en-suite, it caters well to families and professionals alike. The spacious lounge and open-plan kitchen/dining area provide ample space for relaxation and entertaining, enhanced by a utility room and convenient ground-floor WC. The rear garden faces south-east, allowing for pleasant morning and early afternoon sunlight, ideal for outdoor enjoyment and gardening enthusiasts.

Situated in a desirable development, Plot 106 benefits from a peaceful setting with easy access to local amenities and green spaces. The property is priced competitively at £262,995, making it an attractive option for first-time buyers or those looking to settle in a thriving community. Its location in Elgin ensures good transport links and access to quality schools, enhancing its appeal for families.

Property Features

This property offers a well-designed layout with three bedrooms upstairs, including a master bedroom with an en-suite bathroom. The open-plan kitchen and dining area opens directly to the rear garden, perfect for indoor-outdoor living. Additional features include a utility room for laundry, a convenient ground-floor WC, and multiple storage cupboards throughout the home. The south-east facing garden ensures good natural light during the day, enhancing the living experience.

Semi-detached3 Bedrooms2 BathroomsEn-suiteUtility RoomOpen-plan Kitchen/Dining+4

Local Amenities

Located in Elgin, this property is close to several reputable schools including Milne's Primary School and Elgin Academy, making it ideal for families with children. The nearby Elgin Train Station offers direct rail links to Inverness and Aberdeen, facilitating easy commuting. Local amenities such as Tesco Superstore and Elgin Leisure Centre provide convenience and recreational options. Additionally, Cooper Park and Moray Council Library offer green space and community resources, enriching the lifestyle of residents.

Milne's Primary SchoolElgin AcademyElgin Train StationTesco SuperstoreElgin Leisure CentreCooper Park+1
Elgin Railway Station Train Station (1.3 miles, 5 mins drive) • 40 mins to Inverness

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£262,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£262,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good transport links via Elgin Train Station
Stable local rental market with family demand
Limited international buyer familiarity with Elgin market
Lower yield compared to major cities

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£262,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.8%
Based on £1,709/mo rent
Area Price Growth
+4.8%
Average annual increase
5-Year Value Forecast
£332,154
+£69,159 projected gain
5-Year Rent Forecast
£1,962/mo
Based on 2.8% annual growth
Price per Sq Ft£250
Annual Rent Income£20,508
10-Year ROI312%
Break-Even Point11 yrs

Property Value Projection

Based on 4.8% annual growth
£332,154
5yr
£419,499
10yr
£529,814
15yr
£669,138
20yr
£845,099
25yr
Current: £262,995

Monthly Rental Income

Based on 2.8% annual growth
£1,962
5yr
£2,253
10yr
£2,586
15yr
£2,969
20yr
£3,409
25yr
Current: £1,709/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Inverness
40 mins
35 mins
Aberdeen
2h 30m
1h 50m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Moderate
Afternoon Good
Evening Low
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Moderate
Bedrooms
Morning Good
Afternoon Moderate
Evening Low

Location Scores

65
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Elgin Town Centre Regeneration
1.0 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£262,995
AvailableNB0000005075
View Location Analytics

Thurso

Elgin, Elgin IV30 4FG
Findrassie
3
Bedrooms
2
Bathrooms
1,050
Est. Sq ft
semi detached
Type

Developer

Barratt Homes
Available Plot Numbers
106
1 plot(s) available
Ownershipfreehold

Request Information

£262,995Thurso

Enquire About This Property

Thurso
Thurso Elgin£262,995

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