About This Property

Discover what makes this home special

The Spruce is a charming detached three-bedroom home located in a peaceful and growing community near Chipping Norton, Oxfordshire. This property offers a well-thought-out layout with a spacious sitting room, a modern kitchen with dining area, and a utility room for added convenience. Upstairs, the master bedroom benefits from an en-suite and dressing area, complemented by two additional bedrooms and a family bathroom. The south-west facing rear garden ensures pleasant afternoon and evening sunlight, ideal for outdoor relaxation and entertaining.

Situated in the OX16 1AR postcode area, The Spruce enjoys a semi-rural setting with easy access to local amenities, schools, and green spaces. While public transport options are limited, the property is well connected by road, with Kingham Station nearby providing rail links to London and other major destinations. The area is poised for growth with ongoing regeneration projects enhancing community facilities and infrastructure, making this home a sound investment for families and professionals alike.

Property Features

This detached home combines practical living with stylish features. The en-suite master bedroom with a dressing area adds a touch of luxury, while the utility room and cloakroom enhance everyday convenience. The open-plan kitchen and dining area are perfect for family meals and entertaining guests. Ample storage space is thoughtfully integrated throughout the property, including a handy cupboard under the stairs. The south-west facing garden benefits from good sunlight, creating a warm and inviting outdoor space.

DetachedSouth-West facing gardenEn-suite bathroomDressing areaUtility roomSpacious sitting room+3

Local Amenities

The property is located near the historic market town of Chipping Norton, which offers a range of amenities including schools such as Chipping Norton School and Kingham Primary School, catering to families with children. Local shops including a Co-op and Waitrose supermarket in nearby Charlbury provide convenient shopping options. The community is supported by facilities like the Chipping Norton Community Hospital and public library. Outdoor enthusiasts will appreciate the planned sports pavilion, multiple play areas, and allotments, promoting a healthy and active lifestyle.

Chipping Norton Community HospitalChipping Norton SchoolKingham Primary SchoolCo-op FoodWaitrose (Charlbury)Chipping Norton Library+4
Kingham Station Train Station (3.1 miles, 8 mins drive) • 40 mins by car to Oxford

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25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£449,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£449,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Appealing for families seeking countryside living
Limited public transport connectivity
Potential for capital growth with local regeneration

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£449,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.2%
Based on £1,950/mo rent
Area Price Growth
+1.6%
Average annual increase
5-Year Value Forecast
£488,125
+£38,130 projected gain
5-Year Rent Forecast
£2,316/mo
Based on 3.5% annual growth
Price per Sq Ft£409
Annual Rent Income£23,400
10-Year ROI208%
Break-Even Point20 yrs

Property Value Projection

Based on 1.6% annual growth
£488,125
5yr
£529,486
10yr
£574,351
15yr
£623,018
20yr
£675,809
25yr
Current: £449,995

Monthly Rental Income

Based on 3.5% annual growth
£2,316
5yr
£2,751
10yr
£3,267
15yr
£3,880
20yr
£4,608
25yr
Current: £1,950/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Oxford
N/A (no direct train from Kingham to Oxford)
40 mins
London Paddington
1h 15m (from Kingham Station)
1h 45m

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
7h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Sitting room
Morning Moderate
Afternoon Good
Evening Good
Kitchen/Dining area
Morning Good
Afternoon Moderate
Evening Low
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low
Bedrooms 2 & 3
Morning Moderate
Afternoon Moderate
Evening Low

Location Scores

45
Walk Score
Car-Dependent
40
Transit Score
Some Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use development+Positive Impact
Chipping Norton Regeneration Project
0.5 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£449,995
AvailableNB0000038916
View Location Analytics

The Spruce

Banbury, Banbury OX16 1AR
Roman Fields
3
Bedrooms
2
Bathrooms
1,100
Est. Sq ft
detached
Type

Developer

Bovis Homes
Available Plot Numbers
0134
1 plot(s) available
Ownershipfreehold

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£449,995The Spruce

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The Spruce
The SpruceBanbury£449,995

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