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Expert guides, market updates, and everything you need to know about buying a new-build home in the UK

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How Much Can a First-Time Buyer Borrow for a New Build? Salary-to-Property Tables, Worked Budget Examples at Every Income Level, and What You Can Actually Afford in Each RegionFirst-Time Buyers

How Much Can a First-Time Buyer Borrow for a New Build? Salary-to-Property Tables, Worked Budget Examples at Every Income Level, and What You Can Actually Afford in Each Region

Practical salary-to-property tables showing exactly what first-time buyers can borrow and afford at every income level from £25,000 to £80,000+. Includes worked monthly budget examples, joint income calculations, regional affordability maps, how to stretch your borrowing, and realistic budget scenarios that account for all the costs developers don't mention.

22 January 2026Read more
How Much Does It Really Cost to Buy a New Build? The Complete First-Time Buyer Budget for 2026First-Time Buyers

How Much Does It Really Cost to Buy a New Build? The Complete First-Time Buyer Budget for 2026

Every cost of buying a new build home itemised — from reservation fee to furniture. Includes a worked £300,000 example showing exactly what first-time buyers need saved and budgeted.

22 January 2026Read more
New Build vs Older Property: An Honest Comparison for First-Time BuyersFirst-Time Buyers

New Build vs Older Property: An Honest Comparison for First-Time Buyers

Should you buy a new build or an older home? We compare costs, maintenance, energy bills, space, resale value, and lifestyle — honestly covering the pros and cons of each so you can decide what's right for you.

21 January 2026Read more
Exchange of Contracts on a New Build: Deposits, Long-Stop Dates, and What You're Legally Committing ToLegal & Conveyancing

Exchange of Contracts on a New Build: Deposits, Long-Stop Dates, and What You're Legally Committing To

Exchange of contracts is the point of no return when buying a new build. This guide explains exactly what you're signing, how much deposit you need, what the long-stop date means, and the contract clauses your solicitor should flag.

21 January 2026Read more
Reservation Fees and Agreements on New Build Homes: What You're Signing, What It Costs, and How to Protect YourselfBuying Guides

Reservation Fees and Agreements on New Build Homes: What You're Signing, What It Costs, and How to Protect Yourself

The reservation fee is the first money you pay when buying a new build — and the reservation agreement is the first document you sign. This guide explains exactly what you are committing to, how much you should expect to pay, when you can get your money back, and the Consumer Code protections you should know about.

21 January 2026Read more
New Build Mortgages Explained: Every Mortgage Type, Deposit Rule, Government Scheme, and Lender Requirement for Buying a New Build Home in the UKMortgages & Finance

New Build Mortgages Explained: Every Mortgage Type, Deposit Rule, Government Scheme, and Lender Requirement for Buying a New Build Home in the UK

The definitive UK guide to new build mortgages — every mortgage type compared, deposit requirements by property, government schemes, developer incentives, lender panels, and how new build mortgages differ from standard home loans.

21 January 2026Read more
How Much Deposit Do You Need for a New Build Home? Sizes, Saving Strategies, and How New Build Deposits Work DifferentlyMortgages & Finance

How Much Deposit Do You Need for a New Build Home? Sizes, Saving Strategies, and How New Build Deposits Work Differently

Complete UK guide to new build deposits — how much you need by LTV tier, how reservation fees and exchange deposits work differently from resale, saving strategies including Lifetime ISA, gifted deposits, developer contributions, shared ownership deposits, and worked examples for every buyer type.

21 January 2026Read more
How Long Does It Take to Buy a New Build Home? Timelines for Every Stage, What Causes Delays, Off-Plan vs Ready-to-Move Schedules, and How to Speed Up the Slowest PartsBuying Guides

How Long Does It Take to Buy a New Build Home? Timelines for Every Stage, What Causes Delays, Off-Plan vs Ready-to-Move Schedules, and How to Speed Up the Slowest Parts

Detailed timelines for buying a new build home in the UK. Covers how long every stage takes from first visit to moving day, what causes delays at each step, off-plan vs completed property schedules, parallel workstreams, critical path analysis, and how to speed up the slowest parts of the process.

21 January 2026Read more
Do New Build Homes Hold Their Value? Premium Deflation, Resale Data, and How to Protect Your InvestmentBuying Guides

Do New Build Homes Hold Their Value? Premium Deflation, Resale Data, and How to Protect Your Investment

A data-driven analysis of new build value retention in the UK. Covers premium deflation timelines, houses vs apartments, regional differences, when to sell, and practical strategies to maximise your resale price.

20 January 2026Read more
Are New Build Homes More Expensive? The True Cost of Buying and Owning a New Build Over 10 and 25 YearsCosts & Budgeting

Are New Build Homes More Expensive? The True Cost of Buying and Owning a New Build Over 10 and 25 Years

New builds cost more upfront, but are they actually more expensive? This analysis breaks down the new build premium, calculates total cost of ownership over 10 and 25 years for three property types, and shows exactly when the premium pays for itself — and when it does not.

20 January 2026Read more
Buying Off-Plan in the UK: The Complete Guide to Process, Contracts, Risks, and How to Protect YourselfBuying Guides

Buying Off-Plan in the UK: The Complete Guide to Process, Contracts, Risks, and How to Protect Yourself

Everything you need to know about buying a new build off-plan in the UK. Covers the step-by-step process from reservation to completion, contract terms, deposit protection, mortgage timing, construction delays, down-valuations, specification changes, and what happens if the developer goes bust.

19 January 2026Read more
Should You Buy a New Build Home? Pros, Cons, and a Decision Guide for Every Type of BuyerBuying Guides

Should You Buy a New Build Home? Pros, Cons, and a Decision Guide for Every Type of Buyer

A comprehensive decision guide that goes beyond generic pros and cons. Discover whether a new build home is right for first-time buyers, families, downsizers, investors, and relocators — with financial examples, decision checklists, and honest assessments for each buyer type.

19 January 2026Read more

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