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About This Property

Discover what makes this home special

The Philosopher is a spacious and thoughtfully designed detached family home located in the desirable Bedford area of Bedfordshire. Offering four well-proportioned bedrooms and three bathrooms, including an en-suite, this property perfectly balances modern living with comfort. The ground floor features a generous living room, a combined family and dining area with direct access to the rear garden, a well-equipped kitchen, utility room, study, and cloakroom, making it ideal for both family life and entertaining guests. Upstairs, the bedrooms are complemented by ample storage and a family bathroom, ensuring convenience for all occupants.

Situated on plot 589 within a vibrant and well-planned community, this home benefits from a south-west facing rear garden, providing excellent natural light and enjoyable outdoor space throughout the summer months. The location offers excellent connectivity to Bedford town centre and beyond, with nearby schools, transport links, and amenities enhancing its appeal for families and professionals alike.

Property Features

This detached home boasts four bedrooms and three bathrooms, including a master en-suite, providing ample space for families. The utility room and study add to the home's functionality, while the south-west facing garden ensures plenty of natural light and outdoor enjoyment. A spacious living room and family/dining area create a warm and inviting atmosphere, perfect for everyday living and entertaining. Additional storage throughout the property enhances practicality and convenience.

DetachedFour BedroomsThree BathroomsEn-suiteUtility RoomStudy+6

Local Amenities

The Philosopher benefits from its proximity to Bedford Train Station, offering direct rail links to London and other major cities, making commuting straightforward. Nearby schools such as Bedford School and Mark Rutherford School provide excellent education options. Bedford Hospital is easily accessible for healthcare needs. Residents can enjoy Bedford Park and other green spaces for leisure and recreation. The local Asda Superstore and Bedford Town Centre offer a wide range of shopping, dining, and entertainment options, ensuring all daily needs are met within a short distance.

Bedford Train StationBedford HospitalBedford SchoolMark Rutherford SchoolBedford ParkAsda Superstore+2
Bedford Station Train Station (3.5 miles, 10 mins drive) • 50 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£555,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£555,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
72/100
ChallengingModerateGoodExcellent
Strong rental demand
Good transport links
Stable local economy
Limited international schools nearby

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£555,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.7%
Based on £2,636/mo rent
Area Price Growth
+0.1%
Average annual increase
5-Year Value Forecast
£557,781
+£2,781 projected gain
5-Year Rent Forecast
£3,131/mo
Based on 3.5% annual growth
Price per Sq Ft£336
Annual Rent Income£31,632
10-Year ROI228%
Break-Even Point18 yrs

Property Value Projection

Based on 0.1% annual growth
£557,781
5yr
£560,575
10yr
£563,384
15yr
£566,206
20yr
£569,043
25yr
Current: £555,000

Monthly Rental Income

Based on 3.5% annual growth
£3,131
5yr
£3,718
10yr
£4,416
15yr
£5,245
20yr
£6,230
25yr
Current: £2,636/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London St Pancras
50 mins
1h 10m
Luton Airport
35 mins
25 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Good
Evening Excellent
Family/Dining
Morning Low
Afternoon Excellent
Evening Good
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Study
Morning Good
Afternoon Moderate
Evening Low
Bedrooms
Morning Good
Afternoon Good
Evening Moderate

Location Scores

68
Walk Score
Somewhat Walkable
52
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use+Positive Impact
Bedford Riverside Regeneration
1.2 milesEst. 2027
* Information based on local planning applications and may be subject to change
£555,000
Available
View Location Analytics

The Philosopher

Bedford, Bedfordshire, MK42 0XL
New Cardington Fields
4
Bedrooms
3
Bathrooms
1,650
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
589
1 plot(s) available
Ownershipfreehold

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£555,000The Philosopher

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The Philosopher
The PhilosopherBedford£555,000

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