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About This Property

Discover what makes this home special

The Philosopher is a spacious detached four-bedroom family home located in the sought-after village of Iwade, Kent. Offering a blend of modern living and traditional charm, this property features a well-appointed kitchen, a generous family/dining area opening onto the rear garden, and a separate living room perfect for relaxing or entertaining. Upstairs, the master bedroom benefits from an en-suite bathroom, complemented by three additional bedrooms and a family bathroom, making it ideal for families or those needing extra space for guests or a home office.

Set on plot 57 within a peaceful development, The Philosopher boasts a private south-west facing garden that enjoys excellent afternoon and evening sunlight, perfect for outdoor living and entertaining. The property also includes a study and utility room, adding to its practicality and appeal. Its location in Iwade offers a quiet village lifestyle with easy access to local amenities and excellent transport links to nearby towns and London.

Property Features

This detached home offers four well-sized bedrooms including a master with en-suite, providing privacy and comfort. The spacious family/dining room with direct access to the garden is ideal for modern family living. Additional rooms such as a separate living room and study provide flexible living spaces. Practical features include a utility room, cloakroom, and ample storage. The south-west facing garden ensures plenty of natural light and outdoor enjoyment throughout the day.

DetachedFour BedroomsEn-suiteFamily/Dining RoomSeparate Living RoomStudy+6

Local Amenities

Iwade is a well-established village with excellent local amenities including the highly regarded Iwade Primary School and The Sittingbourne School nearby, making it attractive for families. Residents benefit from convenient shopping options such as Tesco Express and local shops, alongside community facilities like the village hall. For leisure, Swale Country Park offers outdoor activities and green space. Transport connections are strong with Sittingbourne Train Station providing direct links to London and other major destinations, complemented by regular local bus services.

Iwade Primary SchoolThe Sittingbourne SchoolIwade Village HallIwade Post OfficeTesco ExpressSittingbourne Train Station+2
Sittingbourne Train Station (3.0 miles, 10 mins drive) • 55 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£549,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Compare Rates
Purchase Costs
Total Price£549,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£549,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.1%
Based on £2,337/mo rent
Area Price Growth
+2.2%
Average annual increase
5-Year Value Forecast
£613,816
+£63,821 projected gain
5-Year Rent Forecast
£2,776/mo
Based on 3.5% annual growth
Price per Sq Ft£333
Annual Rent Income£28,044
10-Year ROI204%
Break-Even Point21 yrs

Property Value Projection

Based on 2.2% annual growth
£613,816
5yr
£685,042
10yr
£764,534
15yr
£853,250
20yr
£952,260
25yr
Current: £549,995

Monthly Rental Income

Based on 3.5% annual growth
£2,776
5yr
£3,297
10yr
£3,915
15yr
£4,650
20yr
£5,523
25yr
Current: £2,337/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London St Pancras International
55 mins
1h 15m
Gatwick Airport
1h 30m
1h 10m

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Family/Dining
Morning Moderate
Afternoon Excellent
Evening Good
Living Room
Morning Good
Afternoon Moderate
Evening Low
Kitchen
Morning Low
Afternoon Good
Evening Low
Study
Morning Good
Afternoon Moderate
Evening Low
Master Bedroom
Morning Good
Afternoon Good
Evening Moderate

Location Scores

45
Walk Score
Car-Dependent
40
Transit Score
Some Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Residential and Retail+Positive Impact
Iwade Village Expansion
0.3 milesEst. 2025
* Information based on local planning applications and may be subject to change
£549,995
Available
View Location Analytics

The Philosopher

Iwade, Kent, ME9 8ST
Willow Brook
4
Bedrooms
3
Bathrooms
1,650
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
57
1 plot(s) available
Ownershipfreehold

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£549,995The Philosopher

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The Philosopher
The PhilosopherIwade£549,995

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