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About This Property

Discover what makes this home special

The Philosopher is a spacious detached family home situated in a peaceful, semi-rural development near Stowmarket, Suffolk. Offering four well-proportioned bedrooms and three bathrooms, this property perfectly balances modern living with countryside tranquility. The ground floor boasts a generous living room, an open-plan family/dining area adjoining a fitted kitchen, and a useful study, making it ideal for both family life and working from home. The rear garden faces southeast, ensuring pleasant morning and early afternoon sunlight, perfect for outdoor relaxation.

Located within easy reach of Stowmarket and Ipswich, The Philosopher benefits from good road links and access to local amenities including schools, shops, and parks. The nearby Stowmarket railway station provides direct services to London Liverpool Street and Norwich, making it a convenient choice for commuters. With ongoing town centre regeneration projects in Stowmarket, this property offers strong potential for future value growth.

Property Features

This detached home features four bedrooms including a master with en-suite, three bathrooms, and versatile living spaces such as a dedicated study and utility room. The open-plan family and dining area connects seamlessly with the kitchen, creating a sociable and functional environment. Additional benefits include a cloakroom, store room, and a southeast-facing garden that captures ample natural light in the mornings and early afternoons.

DetachedFour BedroomsThree BathroomsEn-suiteStudyUtility Room+5

Local Amenities

Situated close to Stowmarket, residents have access to a range of amenities including well-regarded schools such as Stowmarket High School and Needham Market Primary School. Shopping needs are served by a nearby Tesco Superstore and various local shops. Outdoor enthusiasts can enjoy Milton Park and the leisure centre offering sports facilities. Dining options include the popular Swan Hotel Restaurant, providing a community hub for socialising and entertainment.

Stowmarket Railway StationStowmarket High SchoolNeedham Market Primary SchoolTesco SuperstoreStowmarket Leisure CentreMilton Park+1
Stowmarket Train Station (3.5 miles, 10 mins drive) • 25 mins by car to Ipswich

Estimate Calculator

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25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£435,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Compare Rates
Purchase Costs
Total Price£435,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Good potential for rental income
Limited direct international transport links
Strong local community and schools

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£435,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.7%
Based on £2,429/mo rent
Area Price Growth
+0.5%
Average annual increase
5-Year Value Forecast
£445,097
+£10,097 projected gain
5-Year Rent Forecast
£2,927/mo
Based on 3.8% annual growth
Price per Sq Ft£264
Annual Rent Income£29,148
10-Year ROI268%
Break-Even Point13 yrs

Property Value Projection

Based on 0.5% annual growth
£445,097
5yr
£455,429
10yr
£466,001
15yr
£476,818
20yr
£487,886
25yr
Current: £435,000

Monthly Rental Income

Based on 3.8% annual growth
£2,927
5yr
£3,527
10yr
£4,250
15yr
£5,121
20yr
£6,171
25yr
Current: £2,429/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
1h 10m
1h 40m
Norwich
40 mins
50 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Family/Dining
Morning Excellent
Afternoon Good
Evening Moderate
Living Room
Morning Good
Afternoon Moderate
Evening Low
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Study
Morning Moderate
Afternoon Low
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
40
Transit Score
Some Transit
48
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Stowmarket Town Centre Regeneration
3.5 milesEst. 2027
* Information based on local planning applications and may be subject to change

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£435,000
AvailableNB0000034970
View Location Analytics

The Philosopher

Bacton, Stowmarket IP14 4NS
Ivy Hill
4
Bedrooms
3
Bathrooms
1,650
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
30
1 plot(s) available
Ownershipfreehold

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£435,000The Philosopher

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The Philosopher
The PhilosopherBacton£435,000

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