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About This Property

Discover what makes this home special

The Philosopher is a spacious detached family home located in the desirable Margate area of Kent. This four-bedroom, three-bathroom property offers a versatile and modern living space, including a large family/dining area that opens onto the garden, a separate living room, and a dedicated study. The well-appointed kitchen and utility room add to the functionality of the home, while the generous bedrooms upstairs, including a master with en-suite, provide comfort and privacy for all family members.

Situated on plot 13, the property benefits from a south-west facing garden that enjoys excellent afternoon and evening sunlight, perfect for outdoor entertaining or relaxing. The location in Margate offers a blend of coastal charm and urban convenience, with excellent local amenities, schools, and transport links nearby, making it ideal for families and professionals alike.

Property Features

This detached home stands out with its four well-sized bedrooms and three bathrooms, including a master en-suite, catering well to family needs. The inclusion of a study and utility room adds practical space for working from home and household chores. The south-west facing garden ensures good natural light in the afternoons and evenings, enhancing the living experience. A large family/dining area and separate living room provide flexible living arrangements, while ample storage solutions are integrated throughout the property.

DetachedFour BedroomsThree BathroomsEn-suiteStudyUtility Room+5

Local Amenities

The Philosopher benefits from proximity to excellent educational institutions such as Cliftonville Primary School and Hartsdown Academy, both highly regarded in the area. Transport connections are strong with Margate Train Station providing direct links to London and other key destinations. Local amenities include the vibrant Margate High Street with shops, cafes, and restaurants, as well as large supermarkets like Tesco for everyday convenience. Outdoor enthusiasts will appreciate the nearby Dane Park and the beautiful Margate Sea Front, offering recreational opportunities and scenic views.

Cliftonville Primary SchoolHartsdown AcademyMargate Train StationDane ParkMargate High StreetTesco Superstore+1
Westgate-on-Sea Train Station (1.5 miles, 5 mins drive) • 30 mins to Canterbury

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£565,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£565,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good transport links to London
Growing coastal regeneration area
Limited luxury amenities
Moderate rental yield potential

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£565,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.8%
Based on £2,731/mo rent
Area Price Growth
+2.7%
Average annual increase
5-Year Value Forecast
£645,507
+£80,507 projected gain
5-Year Rent Forecast
£3,244/mo
Based on 3.5% annual growth
Price per Sq Ft£353
Annual Rent Income£32,772
10-Year ROI232%
Break-Even Point17 yrs

Property Value Projection

Based on 2.7% annual growth
£645,507
5yr
£737,484
10yr
£842,568
15yr
£962,625
20yr
£1,099,789
25yr
Current: £565,000

Monthly Rental Income

Based on 3.5% annual growth
£3,244
5yr
£3,852
10yr
£4,575
15yr
£5,434
20yr
£6,454
25yr
Current: £2,731/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London St Pancras International
1h 20m
1h 30m
Manston Airport
N/A
20 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Family/Dining
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen
Morning Low
Afternoon Good
Evening Low
Living Room
Morning Good
Afternoon Moderate
Evening Low
Study
Morning Good
Afternoon Moderate
Evening Low
Bedrooms (upstairs)
Morning Moderate
Afternoon Good
Evening Good

Location Scores

60
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial/Leisure+Positive Impact
Margate Seafront Regeneration
2 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£565,000
AvailableNB0000031813
View Location Analytics

The Philosopher

Margate, Margate CT9 4HD
Navigators Walk
4
Bedrooms
3
Bathrooms
1,600
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
13
1 plot(s) available
Ownershipfreehold

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£565,000The Philosopher

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The Philosopher
The PhilosopherMargate£565,000

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