About This Property

Discover what makes this home special

The Lytham is a charming detached three-bedroom family home located in the peaceful town of Kelty, Fife. This property offers a well-designed layout with a spacious living room, a modern kitchen with an adjoining dining area that opens out to the rear garden, perfect for family gatherings and entertaining. Upstairs, the master bedroom benefits from an en-suite bathroom, complemented by two additional bedrooms and a family bathroom, providing ample space for growing families or guests. The property is set within a quiet residential development, offering a safe and friendly community atmosphere.

Property Features

The Lytham boasts a range of desirable features including a detached build for privacy, a private rear garden ideal for outdoor activities, and an en-suite bathroom attached to the master bedroom for added convenience. The fitted kitchen is designed with modern appliances and ample storage, seamlessly connecting to the dining area with French doors leading to the garden. Additional benefits include a downstairs cloakroom, multiple storage cupboards, double glazing throughout, and efficient gas central heating, ensuring comfort year-round.

DetachedGardenEn-suiteFitted KitchenDining AreaCloakroom+3

Local Amenities

Situated in Kelty, this property benefits from close proximity to well-regarded schools such as Kelty Primary School and Beath High School, making it ideal for families. The nearby Kelty Train Station provides convenient rail links to larger towns and cities, enhancing connectivity. Residents can enjoy leisure and recreational facilities at Fife Leisure Park and local parks perfect for outdoor activities. Essential amenities including Lidl supermarket and the Kelty Community Centre are within easy reach, supporting a comfortable and convenient lifestyle.

Kelty Primary SchoolBeath High SchoolKelty Train StationFife Leisure ParkLidl SupermarketKelty Community Centre+1
Kirkcaldy Railway Station Train Station (5.8 miles, 15 mins drive) • 50 mins to Edinburgh

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£317,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£317,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£317,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.5%
Based on £1,457/mo rent
Area Price Growth
+3.3%
Average annual increase
5-Year Value Forecast
£374,406
+£56,411 projected gain
5-Year Rent Forecast
£1,673/mo
Based on 2.8% annual growth
Price per Sq Ft£289
Annual Rent Income£17,484
10-Year ROI220%
Break-Even Point21 yrs

Property Value Projection

Based on 3.3% annual growth
£374,406
5yr
£440,823
10yr
£519,023
15yr
£611,094
20yr
£719,499
25yr
Current: £317,995

Monthly Rental Income

Based on 2.8% annual growth
£1,673
5yr
£1,920
10yr
£2,205
15yr
£2,531
20yr
£2,906
25yr
Current: £1,457/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Edinburgh Waverley
50 mins
45 mins
Glasgow Central
1h 20m
1h 10m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Good
Evening Good
Kitchen/Dining Area
Morning Excellent
Afternoon Good
Evening Moderate
Bedroom 1 (Master)
Morning Good
Afternoon Moderate
Evening Low
Bedroom 2
Morning Moderate
Afternoon Good
Evening Low
Bedroom 3
Morning Moderate
Afternoon Moderate
Evening Low

Location Scores

45
Walk Score
Car-Dependent
40
Transit Score
Some Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use+Positive Impact
Kelty Town Regeneration Project
0.3 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£317,995
AvailableNB0000041693
View Location Analytics

The Lytham

Kelty, Kelty KY4 0DR
Pilgrim Manor
3
Bedrooms
2
Bathrooms
1,100
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
31
1 plot(s) available
Ownershipfreehold

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£317,995The Lytham

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The Lytham
The LythamKelty£317,995

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