About This Property

Discover what makes this home special

The Lomond is a spacious and modern detached family home located in the desirable town of Kelty, Fife. Priced at £398,995, this four-bedroom, three-bathroom property offers ample living space with a well-designed layout that balances functionality and comfort. The ground floor features a large living room, formal dining room, a bright kitchen/breakfast area with utility and store rooms, and a convenient cloakroom. Upstairs, the home boasts four generous bedrooms, including two en-suite bathrooms and a family bathroom, making it ideal for families seeking privacy and convenience.

Situated on Plot 5 within a well-planned development, The Lomond benefits from a south-west facing rear garden that enjoys approximately 8 hours of sunlight in summer, perfect for outdoor entertaining and relaxation. The property is finished to a high standard with integrated storage solutions and modern fixtures. Its location in Kelty offers a peaceful suburban lifestyle while maintaining excellent connectivity to nearby towns and cities, making it a great choice for both homeowners and investors.

Property Features

The Lomond stands out with its thoughtful design and high-quality finishes. The inclusion of two en-suite bathrooms adds a level of luxury and convenience for the master and second bedrooms. The open and bright kitchen/breakfast area with adjoining utility and store rooms provides practical space for everyday living. The south-west facing garden ensures good natural light and outdoor enjoyment. Additional features such as a cloakroom on the ground floor and integrated storage throughout the home enhance functionality. The property is also equipped with double glazing and gas central heating, ensuring energy efficiency and comfort year-round.

DetachedFour BedroomsThree BathroomsEn-suite BathroomsSouth-West Facing GardenUtility Room+8

Local Amenities

Kelty is a well-served community offering a range of local amenities suitable for families and professionals alike. Educational needs are met by reputable schools such as Kelty Primary School and Beath High School, both within easy reach. Transport links are strong with Kelty Train Station nearby providing access to Dunfermline and Edinburgh, while Dunfermline Train Station offers further connectivity. Shopping needs are catered for by Tesco Superstore and local shops, while community facilities including the Kelty Community Centre and local play parks provide recreational options. Outdoor enthusiasts benefit from proximity to the Fife Cycle Network and green spaces, enhancing the quality of life in this friendly town.

Kelty Primary SchoolSt. Andrews RC Primary SchoolBeath High SchoolKelty Train StationDunfermline Train StationTesco Superstore+3
Kirkcaldy Railway Station Train Station (5.8 miles, 15 mins drive) • 50 mins to Edinburgh

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£398,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£398,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£398,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.5%
Based on £1,829/mo rent
Area Price Growth
+3.3%
Average annual increase
5-Year Value Forecast
£469,775
+£70,780 projected gain
5-Year Rent Forecast
£2,100/mo
Based on 2.8% annual growth
Price per Sq Ft£275
Annual Rent Income£21,948
10-Year ROI220%
Break-Even Point21 yrs

Property Value Projection

Based on 3.3% annual growth
£469,775
5yr
£553,110
10yr
£651,229
15yr
£766,753
20yr
£902,771
25yr
Current: £398,995

Monthly Rental Income

Based on 2.8% annual growth
£2,100
5yr
£2,411
10yr
£2,768
15yr
£3,177
20yr
£3,648
25yr
Current: £1,829/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Edinburgh Waverley
50 mins
45 mins
Glasgow Central
1h 20m
1h 10m

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Low
Afternoon Good
Evening Excellent
Kitchen/Breakfast Area
Morning Good
Afternoon Excellent
Evening Moderate
Dining Room
Morning Moderate
Afternoon Good
Evening Low
Master Bedroom
Morning Excellent
Afternoon Good
Evening Moderate

Location Scores

45
Walk Score
Car-Dependent
40
Transit Score
Some Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use+Positive Impact
Kelty Town Regeneration Project
0.3 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£398,995
AvailableNB0000041692
View Location Analytics

The Lomond

Kelty, Kelty KY4 0DR
Pilgrim Manor
4
Bedrooms
3
Bathrooms
1,450
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
5
1 plot(s) available
Ownershipfreehold

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£398,995The Lomond

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The Lomond
The LomondKelty£398,995

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