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About This Property

Discover what makes this home special

The Locke is a spacious detached family home located in the sought-after area of St Helens, WA9 5BT. Offering four well-proportioned bedrooms and three bathrooms, this property combines modern living with practical design. The ground floor features a large lounge and a bright kitchen/dining area that opens to the rear garden, ideal for entertaining and family life. Upstairs, the bedrooms provide ample space, including a master bedroom with an en-suite shower room, complemented by a family bathroom and an additional shower room to accommodate busy households.

Situated within easy reach of St Helens Central station and Liverpool city centre, The Locke benefits from excellent transport links and local amenities. The south-west facing garden enjoys good sunlight throughout the day, enhancing the outdoor living experience. This property is perfect for families seeking comfort, convenience, and connectivity in a thriving community.

Property Features

This detached home boasts four bedrooms and three bathrooms, including an en-suite to the master bedroom. The spacious lounge and open-plan kitchen/dining area create a welcoming environment for family life and entertaining. The south-west facing garden offers ample sunlight, while off-street parking adds convenience. Modern fixtures and fittings throughout ensure a contemporary and comfortable living space.

DetachedFour BedroomsThree BathroomsEn-suiteLoungeKitchen/Dining+2

Local Amenities

Located close to St Helens Central Station, the property offers excellent connectivity for commuters. Families benefit from reputable nearby schools such as St Teresa's Catholic Primary and Rainford High School. Daily conveniences are well catered for with a Tesco Superstore and local shops within easy reach. Outdoor enthusiasts will appreciate proximity to Victoria Park, while multiple bus routes provide additional transport options.

St Helens Central StationSt Teresa's Catholic Primary SchoolRainford High SchoolTesco SuperstoreVictoria ParkLocal Shops+1
St Helens Central Train Station (1.3 miles, 6 mins drive) • 25 mins to Liverpool

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£384,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£384,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
68/100
ChallengingModerateGoodExcellent
Strong rental demand due to proximity to Liverpool
Good transport links via St Helens Central Station
Moderate local amenities but improving with regeneration plans
Limited international flight connectivity nearby

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£384,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.3%
Based on £1,700/mo rent
Area Price Growth
+1.4%
Average annual increase
5-Year Value Forecast
£411,896
+£26,901 projected gain
5-Year Rent Forecast
£2,190/mo
Based on 5.2% annual growth
Price per Sq Ft£285
Annual Rent Income£20,400
10-Year ROI212%
Break-Even Point16 yrs

Property Value Projection

Based on 1.4% annual growth
£411,896
5yr
£440,678
10yr
£471,470
15yr
£504,414
20yr
£539,660
25yr
Current: £384,995

Monthly Rental Income

Based on 5.2% annual growth
£2,190
5yr
£2,822
10yr
£3,637
15yr
£4,686
20yr
£6,037
25yr
Current: £1,700/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Location

Commute Time Planner

Liverpool Lime Street
25 mins
30 mins
Manchester Piccadilly
50 mins
45 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Moderate
Afternoon Good
Evening Excellent
Kitchen / Dining
Morning Excellent
Afternoon Good
Evening Moderate
Master Bedroom (Bed 1)
Morning Moderate
Afternoon Good
Evening Good

Location Scores

68
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
St Helens Town Centre Regeneration
0.7 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£384,995
AvailableNB0000013845
View Location Analytics

The Locke

St Helens, St Helens WA9 5BT
Suttonfields
4
Bedrooms
3
Bathrooms
1,350
Est. Sq ft
detached
Type

Developer

Bloor Homes
Available Plot Numbers
Plot 186
1 plot(s) available
Ownershipfreehold

Request Information

£384,995The Locke

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The Locke
The LockeSt Helens£384,995

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