About This Property

Discover what makes this home special

The Kinloch is a charming mid-terrace family home located in the heart of Kelty, Fife. This thoughtfully designed property offers three well-proportioned bedrooms, including a master bedroom with an en-suite, and a modern family bathroom. The spacious living room flows seamlessly into a bright kitchen and dining area, ideal for both everyday living and entertaining. The rear garden faces south-west, ensuring plenty of natural light throughout the day and a pleasant outdoor space for relaxation or play.

Situated within a welcoming community, The Kinloch combines modern comfort with practical living. The inclusion of useful storage spaces and a convenient cloakroom on the ground floor adds to the home's functionality. With a competitive price point of £279,995, this property represents excellent value in a sought-after area of Fife.

Property Features

This property boasts a south-west facing rear garden that captures ample sunlight, perfect for outdoor activities and gardening enthusiasts. The en-suite bathroom attached to the master bedroom provides added privacy and convenience, while the cloakroom on the ground floor is ideal for guests. The open-plan kitchen and dining area is designed for modern living, offering a bright and airy space for family meals and entertaining. Built-in storage solutions throughout the home enhance practicality and help maintain a clutter-free environment.

South-West facing gardenEn-suite bathroomCloakroomOpen-plan kitchen/diningBuilt-in storageMid-terrace+2

Local Amenities

Kelty is well-served by a range of local amenities that cater to families and individuals alike. The area includes reputable primary schools such as Kelty Primary and St. Andrews RC Primary, ensuring quality education options nearby. Residents benefit from community facilities including Kelty Library and Community Centre, which offer various programs and activities. For shopping and leisure, Tesco Superstore and Fife Leisure Park provide convenient access to daily essentials and recreational options. Kelty Train Station connects the area to larger towns and cities, enhancing commuting possibilities.

Kelty Primary SchoolSt. Andrews RC Primary SchoolKelty LibraryKelty Community CentreKelty Train StationTesco Superstore+2
Kirkcaldy Railway Station Train Station (5.8 miles, 15 mins drive) • 50 mins to Edinburgh

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£279,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£279,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£279,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.5%
Based on £1,283/mo rent
Area Price Growth
+3.3%
Average annual increase
5-Year Value Forecast
£329,665
+£49,670 projected gain
5-Year Rent Forecast
£1,473/mo
Based on 2.8% annual growth
Price per Sq Ft£311
Annual Rent Income£15,396
10-Year ROI220%
Break-Even Point21 yrs

Property Value Projection

Based on 3.3% annual growth
£329,665
5yr
£388,145
10yr
£457,000
15yr
£538,069
20yr
£633,520
25yr
Current: £279,995

Monthly Rental Income

Based on 2.8% annual growth
£1,473
5yr
£1,691
10yr
£1,941
15yr
£2,229
20yr
£2,559
25yr
Current: £1,283/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Edinburgh Waverley
50 mins
45 mins
Glasgow Central
1h 20m
1h 10m

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Good
Evening Good
Kitchen/Dining Area
Morning Good
Afternoon Excellent
Evening Moderate
Bedroom 1
Morning Good
Afternoon Good
Evening Moderate
Bedroom 2
Morning Good
Afternoon Moderate
Evening Low
Bedroom 3
Morning Low
Afternoon Moderate
Evening Low

Location Scores

45
Walk Score
Car-Dependent
40
Transit Score
Some Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use+Positive Impact
Kelty Town Regeneration Project
0.3 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£279,995
AvailableNB0000041691
View Location Analytics

The Kinloch

Kelty, Kelty KY4 0DR
Pilgrim Manor
3
Bedrooms
2
Bathrooms
900
Est. Sq ft
mid terrace
Type

Developer

Bellway
Available Plot Numbers
10
1 plot(s) available
Ownershipfreehold

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£279,995The Kinloch

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The Kinloch
The KinlochKelty£279,995

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