About This Property

Discover what makes this home special

The Hubham is a beautifully designed detached family home located in the desirable HG4 2LQ area near Harrogate. Offering four spacious bedrooms and three bathrooms, this property provides ample living space for growing families or those who enjoy hosting guests. The ground floor boasts a large living room, a modern kitchen with dining area, and a convenient utility space, all designed with natural light and functionality in mind. The attached garage adds practicality for vehicle storage or additional space.

Situated within a well-planned development, this home benefits from a south-east facing rear garden that enjoys good sunlight throughout the day, perfect for outdoor activities and relaxation. The location offers a balanced lifestyle with easy access to local schools, parks, shops, and transport links, making it ideal for commuters and families alike. With ongoing local development projects, the area shows promising growth potential, ensuring long-term value for homeowners and investors.

Property Features

This detached property stands out with its spacious four-bedroom layout, including a master bedroom with en-suite facilities. The three bathrooms ensure convenience for families and guests. The open-plan kitchen and dining area provide a contemporary living space, complemented by a separate utility room and a large living room that benefits from excellent natural light. The attached garage offers secure parking and extra storage, adding to the home's practicality and appeal.

DetachedFour BedroomsThree BathroomsGarageSouth-East GardenOpen Plan Kitchen/Dining+4

Local Amenities

Located within easy reach of Harrogate town centre, the property benefits from access to highly rated schools such as Harrogate Grammar School and St Aidan's CE High School, making it suitable for families. The nearby Harrogate Station provides rail connections to Leeds and beyond, enhancing commuter convenience. Local amenities include supermarkets like Sainsbury's, a variety of restaurants and cafes, and ample green spaces such as The Stray Park and several play areas, supporting an active and community-focused lifestyle.

Harrogate Grammar SchoolSt Aidan's Church of England High SchoolHarrogate StationSainsbury's SupermarketThe Stray ParkLocal Play Areas+2
Harrogate Station Train Station (3.1 miles, 10 mins drive) • 35 mins by train to Leeds

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£459,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Compare Rates
Purchase Costs
Total Price£459,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good local schools
Limited direct international transport links
Strong rental market in Harrogate

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£459,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
4.7%
Based on £1,802/mo rent
Area Price Growth
+3.6%
Average annual increase
5-Year Value Forecast
£547,915
+£87,920 projected gain
5-Year Rent Forecast
£2,300/mo
Based on 5.0% annual growth
Price per Sq Ft£287
Annual Rent Income£21,624
10-Year ROI188%
Break-Even Point19 yrs

Property Value Projection

Based on 3.6% annual growth
£547,915
5yr
£652,640
10yr
£777,381
15yr
£925,964
20yr
£1,102,946
25yr
Current: £459,995

Monthly Rental Income

Based on 5.0% annual growth
£2,300
5yr
£2,935
10yr
£3,746
15yr
£4,781
20yr
£6,102
25yr
Current: £1,802/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Leeds City Centre
35 mins
40 mins
Harrogate Town Centre
N/A
10 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Excellent
Afternoon Good
Evening Low
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Moderate
Master Bedroom
Morning Moderate
Afternoon Good
Evening Low

Location Scores

68
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Residential+Positive Impact
Harrogate Housing Expansion
1 mileEst. 2025
CommercialModerate Impact
Local Retail Park Upgrade
2 milesEst. 2024
* Information based on local planning applications and may be subject to change

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£459,995
AvailableNB0000036991
View Location Analytics

The Hubham

West Lane, Ripon HG4 2LQ
Fountains Walk
4
Bedrooms
3
Bathrooms
1,600
Est. Sq ft
detached
Type

Developer

Taylor Wimpey
Available Plot Numbers
235
1 plot(s) available
Ownershipfreehold

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£459,995The Hubham

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The Hubham
The HubhamWest Lane£459,995

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