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About This Property

Discover what makes this home special

The Harwood is a spacious detached family home located in the desirable village area near Chipping Norton, Oxfordshire. Boasting four well-proportioned bedrooms and three bathrooms, this property offers ample living space for modern family life. The ground floor features an open-plan kitchen, dining, and family area, complemented by a separate lounge and a dedicated study, ideal for remote working or quiet activities. The rear garden enjoys a south-east facing aspect, providing pleasant sunlight throughout the day.

Situated in a semi-rural yet well-connected location, The Harwood benefits from proximity to local amenities and excellent transport links. The nearby Kingham train station offers direct services to Oxford and London, making it suitable for commuters. The area is also supported by reputable schools and green spaces, enhancing its appeal for families. Future local regeneration projects promise to further enhance the community and property value.

Property Features

This detached home offers a flexible and spacious layout with four bedrooms including a versatile fourth bedroom/study. The property includes three bathrooms, ensuring convenience for families and guests. The open-plan kitchen/dining/family room is perfect for contemporary living and entertaining, while the separate lounge provides a comfortable retreat. The south-east facing garden maximizes natural light, and additional features include a garage and off-street parking.

DetachedFour BedroomsThree BathroomsOpen-Plan Kitchen/Dining/Family RoomSeparate LoungeStudy+3

Local Amenities

Located near Chipping Norton, the property is served by excellent local amenities including well-regarded primary and secondary schools such as Chipping Norton School and Kingham Hill School. Kingham train station, just 1.5 miles away, provides convenient rail links to Oxford and London. The village and surrounding areas offer a range of shops, supermarkets, parks, and dining options. Healthcare facilities are accessible within a short drive, supporting comfortable family living.

Primary SchoolsSecondary SchoolsKingham Train StationLocal ShopsSupermarketsParks+2
Kingham Train Station (1.5 miles, 5 mins drive) • 35 mins to Oxford

Estimate Calculator

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25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£520,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£520,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good transport links to London and Oxford
Strong family appeal with good schools
Limited immediate rental yield potential
Semi-rural location may limit short-term capital growth

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£520,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.2%
Based on £2,253/mo rent
Area Price Growth
+1.6%
Average annual increase
5-Year Value Forecast
£564,062
+£44,062 projected gain
5-Year Rent Forecast
£2,676/mo
Based on 3.5% annual growth
Price per Sq Ft£297
Annual Rent Income£27,036
10-Year ROI208%
Break-Even Point20 yrs

Property Value Projection

Based on 1.6% annual growth
£564,062
5yr
£611,857
10yr
£663,702
15yr
£719,940
20yr
£780,944
25yr
Current: £520,000

Monthly Rental Income

Based on 3.5% annual growth
£2,676
5yr
£3,178
10yr
£3,775
15yr
£4,483
20yr
£5,324
25yr
Current: £2,253/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Location

Commute Time Planner

Oxford
20 mins
35 mins
London Paddington
1h 10m
1h 30m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Excellent
Afternoon Good
Evening Moderate
Kitchen / Dining / Family
Morning Good
Afternoon Excellent
Evening Moderate
Study
Morning Moderate
Afternoon Good
Evening Low
Bedrooms
Morning Moderate
Afternoon Good
Evening Low

Location Scores

68
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use Development+Positive Impact
Chipping Norton Regeneration Project
0.8 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£520,000
AvailableNB0000035492
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The Harwood

Banbury, Banbury OX16 1JH
Banbury Rise
4
Bedrooms
3
Bathrooms
1,750
Est. Sq ft
detached
Type

Developer

Bloor Homes
Available Plot Numbers
Plot 605
1 plot(s) available
Ownershipfreehold

Request Information

£520,000The Harwood

Enquire About This Property

The Harwood
The HarwoodBanbury£520,000

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