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About This Property

Discover what makes this home special

The Harwood is a spacious and modern detached family home located in the desirable area of Banbury, OX16 1JH. Offering four well-proportioned bedrooms and three bathrooms, this property is ideal for growing families or those needing flexible living spaces, including a dedicated study. The ground floor boasts an open-plan kitchen, dining, and family area that enjoys excellent natural light, complemented by a separate lounge and a useful utility room. Upstairs, the master bedroom benefits from an en-suite shower room, while the additional bedrooms share a family bathroom and a further en-suite, ensuring comfort and privacy for all residents.

Situated on plot 586, the property features a south-west facing rear garden that receives ample sunlight throughout the day, perfect for outdoor entertaining and relaxation. The Harwood combines contemporary design with practical living, set within a well-connected community close to key amenities and transport links. This home represents a fantastic opportunity for buyers seeking quality, space, and convenience in Banbury.

Property Features

This detached home offers a versatile layout with four bedrooms including a master with en-suite, and a fourth bedroom that can double as a study, providing flexible living options. The open-plan kitchen, dining, and family room is perfect for modern family life, featuring large windows that flood the space with natural light. Additional benefits include a separate lounge for more formal entertaining, a utility room for practical needs, and a garage with off-street parking. The south-west facing garden ensures plenty of sunshine, ideal for outdoor activities and gardening enthusiasts.

DetachedFour BedroomsThree BathroomsEn-suiteOpen-plan Kitchen/Dining/Family RoomSeparate Lounge+5

Local Amenities

Located in Banbury, this property benefits from excellent access to a wide range of amenities. Banbury Station provides direct rail links to London Marylebone and Birmingham, making commuting straightforward. The nearby town centre offers a variety of shops, restaurants, and leisure facilities including the Spiceball Leisure Centre and Banbury Museum. Families will appreciate the proximity to well-regarded schools such as Bretch Hill Primary School and Blessed George Napier Catholic School. Additionally, local parks like People's Park provide green spaces for recreation and relaxation, enhancing the quality of life in this vibrant community.

Banbury StationBanbury Town CentreSpiceball Leisure CentreBanbury MuseumBretch Hill Primary SchoolBlessed George Napier Catholic School+4
Banbury Train Station (1.8 miles, 7 mins drive) • 25 mins to Oxford

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£516,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£516,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
72/100
ChallengingModerateGoodExcellent
Strong rental demand due to local schools and transport links
Good connectivity to London and Birmingham via Banbury Station
Stable property price growth in Banbury area
Moderate yield potential reflecting family-oriented market

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£516,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.2%
Based on £2,236/mo rent
Area Price Growth
+1.6%
Average annual increase
5-Year Value Forecast
£559,723
+£43,723 projected gain
5-Year Rent Forecast
£2,656/mo
Based on 3.5% annual growth
Price per Sq Ft£287
Annual Rent Income£26,832
10-Year ROI208%
Break-Even Point20 yrs

Property Value Projection

Based on 1.6% annual growth
£559,723
5yr
£607,150
10yr
£658,597
15yr
£714,402
20yr
£774,936
25yr
Current: £516,000

Monthly Rental Income

Based on 3.5% annual growth
£2,656
5yr
£3,154
10yr
£3,746
15yr
£4,449
20yr
£5,284
25yr
Current: £2,236/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Location

Commute Time Planner

London Marylebone
55 mins
1h 15m
Birmingham New Street
40 mins
1h 10m

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Kitchen / Dining / Family
Morning Excellent
Afternoon Good
Evening Moderate
Lounge
Morning Low
Afternoon Good
Evening Excellent
Study
Morning Good
Afternoon Moderate
Evening Low
Bed 1 (Master)
Morning Good
Afternoon Excellent
Evening Moderate
Bed 2
Morning Moderate
Afternoon Good
Evening Low
Bed 3
Morning Low
Afternoon Good
Evening Excellent
Bed 4 / Study
Morning Good
Afternoon Moderate
Evening Low

Location Scores

60
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Banbury Town Centre Regeneration
1 mileEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£516,000
AvailableNB0000013388
View Location Analytics

The Harwood

Banbury, Banbury OX16 1JH
Banbury Rise
4
Bedrooms
3
Bathrooms
1,800
Est. Sq ft
detached
Type

Developer

Bloor Homes
Available Plot Numbers
Plot 586
1 plot(s) available
Ownershipfreehold

Request Information

£516,000The Harwood

Enquire About This Property

The Harwood
The HarwoodBanbury£516,000

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