Free Preview Used

You've used your free preview. Sign up to continue exploring properties!

About This Property

Discover what makes this home special

The Harper is a charming three-bedroom semi-detached family home located off St James’ Way in the highly sought-after market town of Bishop's Stortford, Hertfordshire. Priced at £475,000, this property offers a perfect blend of modern living and traditional comfort. The ground floor features a spacious living room, a well-appointed kitchen/dining area with French doors leading to the garden, and a convenient cloakroom. Upstairs, the master bedroom benefits from an en-suite shower room, complemented by two additional bedrooms and a family bathroom. The property boasts ample storage with dedicated store spaces on both floors.

Property Features

This property stands out with its well-thought-out layout that maximizes space and natural light. The en-suite master bedroom adds a touch of luxury, while the cloakroom downstairs enhances convenience for guests. The kitchen/dining area is ideal for family meals and entertaining, opening directly onto the garden which faces south-east to capture morning and early afternoon sun. Additional storage throughout the home ensures practical living for families of all sizes.

Semi-detachedThree bedroomsTwo bathroomsEn-suiteCloakroomKitchen/Dining room+5

Local Amenities

Situated in a thriving community, The Harper offers easy access to a range of local amenities. Bishop's Stortford train station is within a short drive, providing excellent connections to London Liverpool Street and Stansted Airport. The area is well served by reputable schools such as Bishop's Stortford High School and The Hertfordshire and Essex High School, making it ideal for families. Nearby leisure facilities and green spaces like Grange Paddocks Leisure Centre and local parks enhance the quality of life, while a variety of shops, restaurants, and cafes cater to everyday needs and social activities.

Bishop's Stortford StationTesco SuperstoreBishop's Stortford High SchoolThe Hertfordshire and Essex High SchoolGrange Paddocks Leisure CentreLocal parks+2
Bishop's Stortford Train Station (1.1 miles, 5 mins drive) • 40 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£475,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Get a personalised mortgage quoteCompare rates from 90+ lenders — free, no obligation
Compare Rates
Purchase Costs
Total Price£475,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good transport links to London and Stansted Airport
Strong local schools
Moderate rental yield potential
Limited international community presence

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£475,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.7%
Based on £2,256/mo rent
Area Price Growth
+1.7%
Average annual increase
5-Year Value Forecast
£517,280
+£42,280 projected gain
5-Year Rent Forecast
£2,679/mo
Based on 3.5% annual growth
Price per Sq Ft£500
Annual Rent Income£27,072
10-Year ROI228%
Break-Even Point18 yrs

Property Value Projection

Based on 1.7% annual growth
£517,280
5yr
£563,323
10yr
£613,464
15yr
£668,068
20yr
£727,532
25yr
Current: £475,000

Monthly Rental Income

Based on 3.5% annual growth
£2,679
5yr
£3,182
10yr
£3,780
15yr
£4,489
20yr
£5,331
25yr
Current: £2,256/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
40 mins
1h 10m
Stansted Airport
15 mins
20 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Good
Evening Low
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Moderate
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

65
Walk Score
Somewhat Walkable
58
Transit Score
Good Transit
55
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Bishop's Stortford Town Centre Regeneration
1.5 milesEst. 2025
* Information based on local planning applications and may be subject to change
£475,000
Available
View Location Analytics

The Harper

Off St James’ Way, Bishop's Stortford, Hertfordshire, CM23 4RZ
Bellway at St James Park
3
Bedrooms
2
Bathrooms
950
Est. Sq ft
semi detached
Type

Developer

Bellway
Available Plot Numbers
212
1 plot(s) available
Ownershipfreehold

Request Information

£475,000The Harper

Enquire About This Property

The Harper
The HarperOff St James’ Way£475,000

Property Assistant

Ask me anything