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About This Property

Discover what makes this home special

The Finchale is a stunning, modern 4-bedroom end-terrace home located in the picturesque and family-friendly area of Houghton Gate, Chester-le-Street. Designed with contemporary living in mind, this property offers spacious interiors, including a luxurious master suite with a private en-suite and dressing area, a second en-suite bedroom, and a generously sized family bathroom. The open-plan kitchen and dining area, complete with a utility room, provides the perfect space for entertaining and family gatherings. A separate living room and family room ensure ample space for relaxation and privacy.

Situated in a prime location, The Finchale is surrounded by excellent amenities, top-rated schools, and convenient transport links to Newcastle and Durham. With its energy-efficient design, modern finishes, and NHBC warranty, this property is an ideal choice for families and professionals alike.

Property Features

The Finchale boasts a thoughtfully designed layout with four spacious bedrooms, including a luxurious master suite with an en-suite and dressing area. The open-plan kitchen and dining area is perfect for entertaining, while the separate living and family rooms provide versatility for modern living. Energy-efficient and built to the highest standards, this home is ready to move into and enjoy.

4 bedrooms3 bathroomsen-suite bathroomsdressing areaopen-plan kitchen and diningutility room+4

Local Amenities

Located in the thriving community of Houghton Gate, The Finchale offers easy access to a range of amenities. Families will appreciate the proximity to highly rated schools, while professionals will benefit from excellent transport links, including Chester-le-Street Station just minutes away. The area also features beautiful parks, local shops, and dining options, making it a well-rounded and desirable place to live.

Top-rated schoolsChester-le-Street Stationsupermarketsparksrestaurantsrecreational facilities
Chester-le-Street Station Train Station (2.1 miles, 6 mins drive) • 15 mins by train to Newcastle upon Tyne

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total PriceTo Be Confirmed
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total PriceTo Be Confirmed
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
85/100
ChallengingModerateGoodExcellent
Strong rental demand
Excellent transport links to Newcastle and Durham
Modern energy-efficient design

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total PriceTo Be Confirmed
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
0.0%
Based on £1,600/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
To Be Confirmed
+To Be Confirmed projected gain
5-Year Rent Forecast
£1,900/mo
Based on 3.5% annual growth
Price per Sq FtTo Be Confirmed
Annual Rent Income£19,200
10-Year ROI0%
Break-Even Point1 yrs

Property Value Projection

Based on 4.2% annual growth
To Be Confirmed
5yr
To Be Confirmed
10yr
To Be Confirmed
15yr
To Be Confirmed
20yr
To Be Confirmed
25yr
Current: To Be Confirmed

Monthly Rental Income

Based on 3.5% annual growth
£1,900
5yr
£2,257
10yr
£2,681
15yr
£3,184
20yr
£3,781
25yr
Current: £1,600/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Houghton Primary SchoolPrimary
Good0.5 miles
Lumley Junior SchoolPrimary
Outstanding1.2 miles
Park View SchoolSecondary
Outstanding1.8 miles
Durham High School for GirlsSecondary
Good3.5 miles
St Robert of Newminster Catholic SchoolSecondary
Good4.0 miles

Commute Time Planner

Newcastle upon Tyne
15 mins
20 mins
Durham
10 mins
15 mins
Sunderland
25 mins
20 mins

Location Scores

72
Walk Score
Very Walkable
65
Transit Score
Good Transit
58
Bike Score
Bikeable

Area Vibe

Family-Friendly
Green
Good Schools

Connectivity

Broadband Speed
100 Mbps
FTTP (Fibre to the Premises)
Excellent
Mobile Signal
Excellent
EE, Vodafone, O2, Three

Future Developments Nearby

Commercial+Positive Impact
Houghton Town Centre Regeneration
1.0 mileEst. 2025
Recreational+Positive Impact
Riverside Greenway Project
0.8 milesEst. 2024
* Information based on local planning applications and may be subject to change

Portfolio Analysis

88
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
85%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
To Be Confirmed

The Finchale

Houghton Gate, Chester Le Street, Durham, County Durham, DH3 4EB
4
Bedrooms
3
Bathrooms
1,600
Sq Ft
end terrace
Type

Property Grades

Amenities90
Features92
Growth88
Yield85
Connect90
Transport87
Future89
Location91
Overall90

Developer

Bellway
Ownershipfreehold

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