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About This Property

Discover what makes this home special

The Coppersmith is a charming detached three-bedroom home located in the desirable St Albans area, offering a perfect blend of modern living and community charm. Priced at £430,000, this property boasts a spacious kitchen/dining area with direct access to the rear garden, a comfortable living room, and two bathrooms including an en-suite. Ideal for families or professionals, the home provides ample storage with multiple store rooms and a cloakroom on the ground floor. The layout is thoughtfully designed to maximize natural light and functionality throughout the day.

Situated on plot 36 within a well-planned development, The Coppersmith benefits from a south-east facing rear garden ensuring pleasant morning and afternoon sunshine, perfect for outdoor relaxation and entertaining. The property is well connected to local amenities, schools, and transport links, making it a great choice for those seeking a balanced lifestyle with easy access to both urban conveniences and green spaces.

Property Features

This detached home offers three well-proportioned bedrooms including a master with an en-suite bathroom, complemented by a family bathroom. The spacious kitchen/dining area opens directly onto the garden, creating an inviting space for family meals and social gatherings. The living room provides a cozy retreat, while additional storage rooms and a cloakroom enhance practicality. The south-east facing garden receives ample sunlight, ideal for gardening enthusiasts or outdoor leisure. Off-street parking adds convenience for residents and visitors alike.

DetachedThree BedroomsTwo BathroomsEn-suiteKitchen/DiningLiving Room+4

Local Amenities

The property is excellently located within St Albans, a historic city known for its vibrant community and excellent amenities. Commuters benefit from proximity to St Albans City and Abbey stations, providing fast rail links to London and surrounding areas. Families have access to highly regarded schools such as St Albans Girls' and Boys' Schools, as well as several primary schools nearby. The area also offers ample recreational opportunities with Verulamium Park, leisure centres, and cultural landmarks like St Albans Cathedral. Local supermarkets and shopping facilities ensure everyday needs are easily met.

St Albans City StationSt Albans Abbey StationSt Albans Girls' SchoolSt Albans Boys' SchoolSandridge Primary SchoolVerulamium Park+3
St Albans City Train Station (2.3 miles, 8 mins drive) • 20 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£430,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£430,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£430,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.7%
Based on £2,043/mo rent
Area Price Growth
+0.1%
Average annual increase
5-Year Value Forecast
£432,154
+£2,154 projected gain
5-Year Rent Forecast
£2,426/mo
Based on 3.5% annual growth
Price per Sq Ft£410
Annual Rent Income£24,516
10-Year ROI228%
Break-Even Point18 yrs

Property Value Projection

Based on 0.1% annual growth
£432,154
5yr
£434,319
10yr
£436,495
15yr
£438,682
20yr
£440,880
25yr
Current: £430,000

Monthly Rental Income

Based on 3.5% annual growth
£2,426
5yr
£2,882
10yr
£3,423
15yr
£4,065
20yr
£4,828
25yr
Current: £2,043/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London St Pancras International
20 mins
50 mins
Luton Airport
45 mins
25 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Good
Evening Good
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Good
Bedroom 1
Morning Good
Afternoon Moderate
Evening Low
Bedroom 2
Morning Moderate
Afternoon Low
Evening Low
Bedroom 3
Morning Moderate
Afternoon Low
Evening Low

Location Scores

68
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed Use+Positive Impact
St Albans City Centre Regeneration
1.5 milesEst. 2025
* Information based on local planning applications and may be subject to change
£430,000
Available
View Location Analytics

The Coppersmith

St Albans, St Albans MK18 1GY
Moreton Fields
3
Bedrooms
2
Bathrooms
1,050
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
36
1 plot(s) available
Ownershipfreehold

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£430,000The Coppersmith

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The Coppersmith
The CoppersmithSt Albans£430,000

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