About This Property

Discover what makes this home special

Filey Custom is a spacious and thoughtfully designed four-bedroom family home located in the desirable Baldock area, Hertfordshire. Offering a generous living space with a modern layout, this property boasts a south-west facing rear garden that enjoys ample natural light throughout the day, perfect for outdoor entertaining and relaxation. Situated within a well-planned new development, it blends contemporary living with convenient access to local amenities and excellent transport links.

The home benefits from proximity to Baldock Railway Station, providing direct connections to London King's Cross and Cambridge, making it ideal for commuters. The surrounding area offers a mix of schools, parks, and shopping facilities, ensuring a balanced lifestyle for families and professionals alike. With ongoing local regeneration projects, the location promises strong growth potential and an attractive investment opportunity.

Property Features

This property features a well-proportioned four-bedroom layout, including a spacious living room that opens onto a south-west facing garden, allowing for excellent natural light and outdoor space. The modern kitchen is designed for functionality and style, complemented by a single well-appointed bathroom. Off-street parking adds convenience, while energy-efficient construction ensures lower running costs. The home is ideal for families seeking comfort and practicality within a thriving community.

South-West facing gardenFour bedroomsModern kitchenSpacious living roomSingle bathroomOff-street parking+1

Local Amenities

The property is well-served by a range of local amenities including reputable schools such as Baldock Primary and Knights Templar School, catering to families with children. Shopping needs are met by the nearby Tesco Superstore and the charming Baldock High Street, which offers a variety of independent shops, cafes, and restaurants. Leisure facilities include the Baldock Leisure Centre and the scenic Norton Common Park, providing ample recreational opportunities. The presence of local pubs and eateries enhances the community feel and lifestyle convenience.

Baldock Primary SchoolKnights Templar SchoolBaldock Railway StationTesco SuperstoreBaldock Leisure CentreNorton Common Park+2
Baldock Railway Station Train Station (1.5 miles, 5 mins drive) • 45 mins by train to Cambridge

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25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£495,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£495,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Good commuter links to London
Limited international airport proximity
Stable local rental market
Lower walkability compared to urban centres

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£495,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.0%
Based on £2,475/mo rent
Area Price Growth
+3.8%
Average annual increase
5-Year Value Forecast
£597,625
+£102,625 projected gain
5-Year Rent Forecast
£2,940/mo
Based on 3.5% annual growth
Price per Sq Ft£381
Annual Rent Income£29,700
10-Year ROI240%
Break-Even Point16 yrs

Property Value Projection

Based on 3.8% annual growth
£597,625
5yr
£721,526
10yr
£871,115
15yr
£1,051,717
20yr
£1,269,762
25yr
Current: £495,000

Monthly Rental Income

Based on 3.5% annual growth
£2,940
5yr
£3,491
10yr
£4,146
15yr
£4,925
20yr
£5,849
25yr
Current: £2,475/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Site Plan

Site Plan

Location

Commute Time Planner

London King's Cross
50 mins
1h 15m
Cambridge
45 mins
40 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
7h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Good
Evening Excellent
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Master Bedroom
Morning Excellent
Afternoon Good
Evening Moderate

Location Scores

65
Walk Score
Somewhat Walkable
58
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use Commercial and Residential+Positive Impact
Baldock Town Centre Regeneration
1 mileEst. 2025
Environmental and Recreational+Positive Impact
North Hertfordshire Green Infrastructure Project
2 milesEst. 2026
* Information based on local planning applications and may be subject to change

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£495,000
AvailableNB0000037931
View Location Analytics

Filey Custom

Langford, Biggleswade SG18 9PL
Lewin Park
4
Bedrooms
1
Bathrooms
1,300
Est. Sq ft
house
Type
Available Plot Numbers
95
1 plot(s) available
Ownershipfreehold

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£495,000Filey Custom

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Filey Custom
Filey CustomLangford£495,000

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