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About This Property

Discover what makes this home special

Ellerton is a beautifully designed three-bedroom semi-detached home located in the picturesque town of Penrith. Offering modern living spaces, this property is perfect for families or professionals seeking a blend of comfort and convenience. The south-west facing garden ensures plenty of sunlight throughout the day, making it ideal for outdoor relaxation or entertaining guests.

Property Features

This property boasts a contemporary design with a focus on energy efficiency. The spacious living room and modern kitchen/dining area provide ample space for family activities and entertaining. The master bedroom includes a private en-suite, while the additional bedrooms offer versatility for family or guest use. The south-west facing garden is perfect for enjoying sunny days.

South-West facing gardenGarageEn-suite master bedroomModern fitted kitchenSpacious living roomEnergy-efficient design

Local Amenities

Located in the charming town of Penrith, this property benefits from proximity to excellent schools, convenient transport links, and a variety of local amenities. The nearby train station offers easy access to Carlisle and beyond, while the surrounding countryside provides a serene environment for outdoor enthusiasts.

SchoolsTrain stationSupermarketsParksRestaurantsLeisure facilities
Penrith North Lakes Train Station (1.5 miles, 5 mins drive) • 30 mins by car, 20 mins by train to Carlisle

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£280,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£280,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Investment Opportunity
78/100
ChallengingModerateGoodExcellent
Strong rental demand
Proximity to transport links
Energy-efficient design

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£280,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.2%
Based on £1,456/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£343,951
+£63,951 projected gain
5-Year Rent Forecast
£1,729/mo
Based on 3.5% annual growth
Price per Sq Ft£255
Annual Rent Income£17,472
10-Year ROI250%
Break-Even Point15 yrs

Property Value Projection

Based on 4.2% annual growth
£343,951
5yr
£422,508
10yr
£519,008
15yr
£637,547
20yr
£783,161
25yr
Current: £280,000

Monthly Rental Income

Based on 3.5% annual growth
£1,729
5yr
£2,054
10yr
£2,439
15yr
£2,897
20yr
£3,441
25yr
Current: £1,456/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Beaconside CofE Primary SchoolPrimary
Good0.8 miles
Penrith Queen Elizabeth Grammar SchoolSecondary
Outstanding1.2 miles
North Lakes SchoolPrimary
Good1.0 miles
Ullswater Community CollegeSecondary
Good1.3 miles

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen/Dining
Morning Good
Afternoon Excellent
Evening Moderate

Location Scores

65
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
60
Bike Score
Bikeable

Area Vibe

Quiet
Family-Friendly
Scenic Countryside

Connectivity

Broadband Speed
70 Mbps
FTTP (Fibre to the Premises)
Good
Mobile Signal
Excellent
EE, Vodafone, O2

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£280,000

Ellerton

Penrith, Penrith CA11 8TP
3
Bedrooms
2
Bathrooms
1,100
Sq Ft
semi detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect86
Transport83
Future80
Location87
Overall86

Developer

Barratt Homes
Available Plot Numbers
2
1 plot available
Ownershipfreehold

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