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About This Property

Discover what makes this home special

Nestled in the charming town of Elgin, this stunning semi-detached property offers the perfect blend of modern living and serene surroundings. With three spacious bedrooms, including a master with en-suite, and two bathrooms, this home is designed for comfort and convenience. The open-plan kitchen and dining area, complemented by a utility room, provide ample space for family gatherings, while the lounge offers a cozy retreat. The south-west facing garden ensures plenty of sunlight throughout the day, making it ideal for outdoor relaxation.

Property Features

This property boasts a contemporary design with modern features tailored for comfortable living. The open-plan kitchen and dining area are perfect for entertaining, while the utility room adds practicality. The south-west facing garden provides abundant sunlight, creating an inviting outdoor space. With an NHBC warranty and an EPC rating of A, this home is energy-efficient and built to high standards.

South-West Facing GardenGarageEn-suiteOpen-Plan Kitchen/DiningUtility RoomNHBC Warranty+1

Local Amenities

Located in a thriving area, this property is surrounded by excellent amenities. Families will appreciate the proximity to highly-rated schools, while commuters benefit from easy access to Elgin Train Station. Nearby supermarkets, restaurants, and parks ensure convenience and leisure, making this an ideal location for all lifestyles.

SchoolsTrain StationSupermarketsParksRestaurantsMedical Facilities
Elgin Train Station Train Station (1.5 miles, 5 minutes drive) • 1 hour by train, 50 minutes by car to Inverness

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£262,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£262,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
78/100
ChallengingModerateGoodExcellent
Strong rental demand
Energy-efficient property
Proximity to transport links

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£262,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.2%
Based on £1,350/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£323,062
+£60,067 projected gain
5-Year Rent Forecast
£1,603/mo
Based on 3.5% annual growth
Price per Sq Ft£239
Annual Rent Income£16,200
10-Year ROI246%
Break-Even Point15 yrs

Property Value Projection

Based on 4.2% annual growth
£323,062
5yr
£396,848
10yr
£487,487
15yr
£598,828
20yr
£735,598
25yr
Current: £262,995

Monthly Rental Income

Based on 3.5% annual growth
£1,603
5yr
£1,904
10yr
£2,262
15yr
£2,686
20yr
£3,190
25yr
Current: £1,350/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

West End Primary SchoolPrimary
Good0.8 miles
Elgin AcademySecondary
Outstanding1.2 miles
Seafield Primary SchoolPrimary
Good1.0 miles
St Sylvester's RC Primary SchoolPrimary
Good1.4 miles
Lossiemouth High SchoolSecondary
Good5.6 miles

Commute Time Planner

Aberdeen
1 hour 30 minutes
1 hour 50 minutes
Edinburgh
3 hours 30 minutes
3 hours 15 minutes

Sun Path & Natural Light

NESW
South-West-Facing Excellent
10h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen/Dining
Morning Excellent
Afternoon Good
Evening Moderate

Location Scores

65
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
70
Bike Score
Very Bikeable

Area Vibe

Quiet
Family-Friendly
Green Spaces
Good Schools

Connectivity

Broadband Speed
70 Mbps
FTTP (Fibre to the Premises)
Good
Mobile Signal
Excellent
EE, Vodafone, O2

Future Developments Nearby

Commercial and Residential+Positive Impact
Elgin Town Centre Regeneration
1.5 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

85
Portfolio Fit Score
Excellent Investment Match
Risk LevelLow
Liquidity
80%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£262,995

Thurso

Elgin, Elgin IV30 4FG
3
Bedrooms
2
Bathrooms
1,100
Sq Ft
semi detached
Type

Property Grades

Amenities88
Features90
Growth85
Yield84
Connect87
Transport83
Future86
Location89
Overall88

Developer

Barratt Homes
Available Plot Numbers
105
1 plot available
Ownershipfreehold

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