About This Property

Discover what makes this home special

This charming semi-detached Thurso property in Elgin offers a perfect blend of modern living and comfortable family space. Boasting three well-proportioned bedrooms, including a master with an en-suite, and two bathrooms, it caters well to growing families or professionals seeking extra space. The ground floor features a spacious lounge, a bright dining area adjoining a contemporary kitchen, and a handy utility room, all designed to maximize natural light and functionality.

Situated in the peaceful yet accessible Elgin area, this home benefits from a south-east facing rear garden that enjoys ample sunlight during the summer months, ideal for outdoor relaxation and entertaining. The property is part of a thoughtfully planned development with public open spaces and allotments nearby, enhancing the community feel and lifestyle quality. With a price of £262,995, it represents excellent value in this sought-after locale.

Property Features

The Thurso property is designed with family comfort and practicality in mind. The south-east facing garden ensures good sunlight exposure, perfect for gardening or outdoor activities. The inclusion of an en-suite bathroom in the master bedroom adds privacy and convenience, while the utility room supports efficient household management. Open plan dining and kitchen areas create a welcoming social space, complemented by ample storage throughout the home. Being semi-detached, the property offers a balance of privacy and community living.

South-East Facing GardenEn-suite BathroomUtility RoomOpen Plan DiningModern KitchenStorage Spaces+1

Local Amenities

Elgin is well-served by educational institutions such as Elgin Academy and St Sylvester's RC Primary School, both highly regarded within the community. Transport links are strong, with Elgin Railway Station providing connections to Inverness and Aberdeen, facilitating easy commuting. Local amenities include a Tesco Superstore for daily shopping needs, the Elgin Leisure Centre offering a range of fitness and recreational activities, and Cooper Park, a popular green space for families and outdoor enthusiasts. This combination of amenities makes the location ideal for both families and professionals.

Elgin AcademySt Sylvester's RC Primary SchoolElgin Railway StationTesco SuperstoreElgin Leisure CentreCooper Park
Elgin Railway Station Train Station (1.3 miles, 5 mins drive) • 40 mins to Inverness

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£262,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£262,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Excellent Opportunity
78/100
ChallengingModerateGoodExcellent
Strong rental demand
Energy-efficient property
Proximity to transport links

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£262,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
7.8%
Based on £1,709/mo rent
Area Price Growth
+4.8%
Average annual increase
5-Year Value Forecast
£332,154
+£69,159 projected gain
5-Year Rent Forecast
£1,962/mo
Based on 2.8% annual growth
Price per Sq Ft£239
Annual Rent Income£20,508
10-Year ROI312%
Break-Even Point11 yrs

Property Value Projection

Based on 4.8% annual growth
£332,154
5yr
£419,499
10yr
£529,814
15yr
£669,138
20yr
£845,099
25yr
Current: £262,995

Monthly Rental Income

Based on 2.8% annual growth
£1,962
5yr
£2,253
10yr
£2,586
15yr
£2,969
20yr
£3,409
25yr
Current: £1,709/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Inverness
40 mins
35 mins
Aberdeen
2h 30m
1h 50m

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Lounge
Morning Moderate
Afternoon Good
Evening Low
Dining
Morning Good
Afternoon Excellent
Evening Good
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Bedrooms
Morning Low
Afternoon Good
Evening Moderate

Location Scores

65
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Elgin Town Centre Regeneration
1.0 milesEst. 2025
* Information based on local planning applications and may be subject to change

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£262,995
AvailableNB0000005074
View Location Analytics

Thurso

Elgin, Elgin IV30 4FG
Findrassie
3
Bedrooms
2
Bathrooms
1,100
Est. Sq ft
semi detached
Type

Developer

Barratt Homes
Available Plot Numbers
105
1 plot(s) available
Ownershipfreehold

Request Information

£262,995Thurso

Enquire About This Property

Thurso
Thurso Elgin£262,995

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