About This Property

Discover what makes this home special

The Cottingham is a spacious detached family home located in the desirable village of Stonham Aspal, Suffolk. Offering four generous bedrooms and three bathrooms, this property blends modern living with countryside charm. The ground floor features a large living room, open-plan dining and family area, a well-equipped kitchen, utility room, study, and cloakroom. Upstairs, the master and second bedrooms benefit from en-suite bathrooms, complemented by two additional bedrooms and a family bathroom. The rear garden faces south-west, ensuring excellent natural light throughout the day, perfect for outdoor entertaining and family relaxation.

Situated within a peaceful residential development, The Cottingham offers excellent connectivity to nearby towns and cities including Ipswich and Stowmarket. Local amenities such as schools, parks, and shops are within easy reach, making it an ideal home for families seeking a balance of rural tranquility and convenience. With future infrastructure improvements planned in the region, this property also presents promising growth potential for homeowners and investors alike.

Property Features

This detached home benefits from spacious accommodation spread over two floors, including four bedrooms with two en-suite bathrooms, a study ideal for remote working, and a modern open-plan kitchen and dining area. The utility room and cloakroom add practical convenience, while the south-west facing garden maximizes sunlight exposure. Additional features include a garage and energy-efficient double glazing with gas central heating, ensuring comfort and functionality throughout the year.

DetachedFour BedroomsThree BathroomsEn-suite BathroomsStudyUtility Room+7

Local Amenities

The property is located in a semi-rural setting with access to essential amenities within a short drive. Stonham Aspal Primary School serves local families, while secondary education is available in nearby Stowmarket. The Co-op supermarket and various local shops provide daily conveniences, and residents can enjoy leisure activities at Stowmarket Leisure Centre or the local parks. The nearby Stowmarket train station offers rail connections to Ipswich, Norwich, and London, supporting commuting and travel needs.

Stonham Aspal Primary SchoolStowmarket High SchoolStowmarket Train StationCo-op SupermarketThe Swan Inn PubStowmarket Leisure Centre+2
Stowmarket Train Station (3.5 miles, 10 mins drive) • 25 mins by car to Ipswich

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25%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£524,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£524,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Quiet rural setting with family appeal
Limited immediate public transport options
Good potential for capital growth due to regional development plans
Lower rental yields compared to urban centres

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
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International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£524,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.7%
Based on £2,931/mo rent
Area Price Growth
+0.5%
Average annual increase
5-Year Value Forecast
£537,181
+£12,186 projected gain
5-Year Rent Forecast
£3,532/mo
Based on 3.8% annual growth
Price per Sq Ft£292
Annual Rent Income£35,172
10-Year ROI268%
Break-Even Point13 yrs

Property Value Projection

Based on 0.5% annual growth
£537,181
5yr
£549,651
10yr
£562,410
15yr
£575,465
20yr
£588,823
25yr
Current: £524,995

Monthly Rental Income

Based on 3.8% annual growth
£3,532
5yr
£4,256
10yr
£5,128
15yr
£6,180
20yr
£7,446
25yr
Current: £2,931/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
1h 15m
1h 50m
Norwich
45 mins
50 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Dining/Family Area
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

45
Walk Score
Car-Dependent
30
Transit Score
Some Transit
40
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Mixed-use Commercial and Residential+Positive Impact
Stowmarket Town Centre Regeneration
3.5 milesEst. 2027
Transport Infrastructure+Positive Impact
A14 Corridor Improvements
NearbyEst. 2025
* Information based on local planning applications and may be subject to change

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£524,995
AvailableNB0000036103
View Location Analytics

The Cottingham

Thurston, Thurston IP31 3QH
Cavendish View - Thurston
4
Bedrooms
3
Bathrooms
1,800
Est. Sq ft
detached
Type

Developer

Linden Homes
Available Plot Numbers
0197
1 plot(s) available
Ownershipfreehold

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£524,995The Cottingham

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The Cottingham
The CottinghamThurston£524,995

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