Free Preview Used

You've used your free preview. Sign up to continue exploring properties!

About This Property

Discover what makes this home special

The Spruce is a charming three-bedroom semi-detached home located in the peaceful market town of Whittlesey, Cambridgeshire. Offering a well-planned layout, the property boasts a spacious sitting room with French doors opening to the rear garden, a modern kitchen with dining area, and a handy utility room. Upstairs, the master bedroom includes an en-suite and dressing area, complemented by two additional bedrooms and a family bathroom, making it ideal for families or professionals seeking a comfortable lifestyle in a semi-rural setting.

Situated within a growing community, The Spruce benefits from easy access to local amenities and green spaces, while still being within a reasonable commute to Peterborough and beyond. The rear garden faces south-west, providing pleasant afternoon and evening sunlight, perfect for outdoor entertaining and relaxation. This property represents an excellent opportunity for buyers looking for a balance of tranquility and connectivity.

Property Features

This semi-detached home offers a bright and airy living space with French doors leading to a south-west facing garden that enjoys good sunlight in the afternoons and evenings. The kitchen and dining area are designed for modern living, complemented by a separate utility room for added convenience. Upstairs, the master bedroom benefits from an en-suite and dressing area, while two further bedrooms and a family bathroom provide ample accommodation for families or guests. Storage is well thought out with multiple cupboards throughout the home.

South-West facing gardenEn-suite master bedroomUtility roomSpacious sitting roomModern kitchen with dining areaSemi-detached+1

Local Amenities

The Spruce is located in Whittlesey, a historic market town offering a range of local amenities including well-regarded schools such as Whittlesey Primary School and Cromwell Community College. Shopping needs are met by a Tesco Superstore and several local shops. Leisure facilities include the Whittlesey Leisure Centre and the scenic Riverside Park, ideal for outdoor activities. The town also features various pubs and restaurants, providing a welcoming community atmosphere. Transport links, while modest, connect residents to Peterborough and other regional hubs.

Whittlesey Primary SchoolCromwell Community CollegeWhittlesey Train StationTesco SuperstoreWhittlesey Leisure CentreWhittlesey Riverside Park+1
Whittlesea Station Train Station (3.5 miles, 10 mins drive) • 20 mins by car to Peterborough

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£320,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£320,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
60/100
ChallengingModerateGoodExcellent
Affordable entry price
Limited direct international transport links
Good potential for rental yield in local market

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£320,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.4%
Based on £1,707/mo rent
Area Price Growth
+2.1%
Average annual increase
5-Year Value Forecast
£355,389
+£35,389 projected gain
5-Year Rent Forecast
£2,057/mo
Based on 3.8% annual growth
Price per Sq Ft£278
Annual Rent Income£20,484
10-Year ROI256%
Break-Even Point14 yrs

Property Value Projection

Based on 2.1% annual growth
£355,389
5yr
£394,692
10yr
£438,341
15yr
£486,817
20yr
£540,655
25yr
Current: £320,000

Monthly Rental Income

Based on 3.8% annual growth
£2,057
5yr
£2,479
10yr
£2,987
15yr
£3,599
20yr
£4,337
25yr
Current: £1,707/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Peterborough
N/A (drive only)
20 mins
London King's Cross
1h 10m from Peterborough
1h 30m from The Spruce

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
7h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Sitting Room
Morning Moderate
Afternoon Good
Evening Good
Kitchen/Dining Area
Morning Good
Afternoon Moderate
Evening Low
Master Bedroom
Morning Good
Afternoon Moderate
Evening Low

Location Scores

45
Walk Score
Car-Dependent
35
Transit Score
Some Transit
40
Bike Score
Somewhat Bikeable
View Location Details

Future Developments Nearby

Mixed-use+Positive Impact
Whittlesea Town Centre Regeneration
2 milesEst. 2027
TransportModerate Impact
Local Infrastructure Improvements
Within 5 milesEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£320,000
AvailableNB0000025469
View Location Analytics

The Spruce

Ramsey, Ramsey PE26 1LE
Cromwell Abbey
3
Bedrooms
2
Bathrooms
1,150
Est. Sq ft
semi detached
Type

Developer

Bovis Homes
Available Plot Numbers
0001
1 plot(s) available
Ownershipfreehold

Request Information

£320,000The Spruce

Enquire About This Property

The Spruce
The SpruceRamsey£320,000

Property Assistant

Ask me anything