Expert guides, market updates, and everything you need to know about buying a new-build home in the UK
Mortgages & FinanceA complete guide to mortgage offer validity periods, what happens when your offer expires before your new build completes, extension options, re-application processes, and how to protect yourself from new build delays.
Mortgages & FinanceEverything you need to know about mortgage valuations for new build properties, including desktop vs physical valuations, how lenders assess new build premiums, what to do if your property is down-valued, and how to protect your purchase.
Mortgages & FinanceA comprehensive guide to interest-only mortgages for new build buy-to-let investment properties, covering how they work, repayment vehicles, LTV limits, lender criteria, and the risks involved.
Mortgages & FinanceDiscover how green mortgages reward energy-efficient new build homes with lower interest rates, cashback incentives, and preferential lending terms from major UK lenders.
Mortgages & FinanceCan't quite afford a new build on your own? Guarantor mortgages let family members help you get on the ladder. Learn how they work, the risks involved, and the best alternatives in 2026.
Mortgages & FinanceBuying a new build home together? This guide covers joint tenants vs tenants in common, income multiples, deposit splitting, and everything couples need to know about joint mortgages in 2026.
Mortgages & FinanceGetting a new build mortgage when self-employed requires extra preparation. Learn which documents lenders need, how income is assessed, and which UK lenders are most self-employed friendly.
Mortgages & FinanceA mortgage in principle is essential before reserving a new build home. Learn what documents you need, how credit checks work, and how to secure your MIP quickly in 2026.
Mortgages & FinanceShould you use a mortgage broker or apply directly to a lender for your new build home? We compare costs, access to deals, and which approach saves you more money in 2026.
Mortgages & FinanceThe complete UK guide to remortgaging a new build home — when to switch, how the new build premium affects your options, early repayment charges, equity release, Help to Buy repayment, and step-by-step remortgage process.
Mortgages & FinanceThe complete step-by-step guide to getting a mortgage on a new build. From Decision in Principle through full application, valuation, conditions, exchange, and completion — including new build complications like build delays and offer expiry.
Mortgages & FinanceNot all lenders offer new build mortgages. Compare which UK banks and building societies lend on new builds, their LTV limits, construction type restrictions, offer validity periods, and developer panel requirements.