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First-Time Buyers

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Developer Incentives Every First-Time Buyer Should Know

Developer Incentives Every First-Time Buyer Should Know

Discover the full range of developer incentives available to first-time buyers, from deposit contributions and stamp duty paid to specification upgrades and legal fees. Learn when developers are most generous and how to negotiate the best package for your new build home.

Moving Into Your First New Build: The Complete Checklist

Moving Into Your First New Build: The Complete Checklist

Your complete guide to moving into a new build home as a first-time buyer. Covers pre-move checklists, setting up utilities and broadband, what your developer provides, packing tips, first week essentials, and settling into your new development community.

First-Time Buyer’s Guide to New Build Snagging

First-Time Buyer’s Guide to New Build Snagging

Everything first-time buyers need to know about snagging a new build home — from what to look for and when to inspect, to professional vs DIY snagging, common defects by room, your legal rights, and what to do if the developer doesn’t fix issues.

Budgeting Beyond Your Deposit for a New Build Home

Budgeting Beyond Your Deposit for a New Build Home

A detailed breakdown of every additional cost first-time buyers face when purchasing a new build — from solicitor fees and searches to insurance, moving costs, and furnishing. Includes cost tables at different price points and a month-by-month savings plan.

First-Time Buyer Stamp Duty Relief on New Builds Explained

First-Time Buyer Stamp Duty Relief on New Builds Explained

A complete guide to first-time buyer stamp duty relief on new build homes in England and Northern Ireland — covering current thresholds, how to claim, comparison tables at every price point, and shared ownership interaction.

The New Build Reservation: A First-Time Buyer’s Guide

The New Build Reservation: A First-Time Buyer’s Guide

Everything first-time buyers need to know about reserving a new build home — from the reservation fee and cooling-off period to the critical 28-day window, instructing a solicitor, and avoiding common mistakes.

Renting vs Buying a New Build: When to Make the Switch

Renting vs Buying a New Build: When to Make the Switch

Is it time to stop paying someone else's mortgage? This guide compares renting and buying a new build at every price point — monthly costs, deposit requirements, the break-even point, lifestyle factors, and regional rent-to-mortgage data across the UK.

Understanding Your New Build Mortgage Offer Step by Step

Understanding Your New Build Mortgage Offer Step by Step

A mortgage offer letter can feel like alphabet soup — LTV, SVR, ERC, product fees. This step-by-step guide demystifies every section of your new build mortgage offer so you know exactly what you are agreeing to.

Your First New Build Viewing: What to Expect & Ask

Your First New Build Viewing: What to Expect & Ask

Heading to a show home for the first time? Learn exactly what happens at a new build viewing, the essential questions to ask the sales advisor, what to look for, red flags to watch for, and how to stay in control of the process.

New Build vs Older Home: A First-Time Buyer's Comparison

New Build vs Older Home: A First-Time Buyer's Comparison

Weighing up a brand-new home against a period property? This balanced comparison covers build quality, energy bills, warranties, stamp duty, and more to help first-time buyers decide which option suits their budget and lifestyle.

Shared Ownership vs Buying Outright: Which Suits First-Time Buyers?

Shared Ownership vs Buying Outright: Which Suits First-Time Buyers?

Compare shared ownership and buying outright for first-time buyers of new build homes. Covers eligibility, monthly costs at different share levels, staircasing, pros and cons, and which option best suits your circumstances.

Using a Lifetime ISA to Buy Your First New Build Home

Using a Lifetime ISA to Buy Your First New Build Home

Everything you need to know about using a Lifetime ISA to buy your first new build home, including the 25% government bonus, savings projections, provider comparisons, withdrawal rules, and how it works with new build purchases.

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