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About This Property

Discover what makes this home special

The Philosopher - Life is a spacious detached four-bedroom family home located in the picturesque market town of Boroughbridge, North Yorkshire. Offering a thoughtful layout with three bathrooms including an en-suite, this property balances comfort and practicality. The ground floor features a large living room, a modern kitchen with adjoining dining/family area, a utility room, and a study, providing versatile living spaces for families and professionals alike. Upstairs, four well-proportioned bedrooms and ample storage cater to growing families or guests.

Set within a well-planned development, Plot 6 enjoys a south-east facing rear garden that benefits from good natural light throughout the day, making it ideal for outdoor entertaining and relaxation. The property is priced competitively at £489,995, reflecting the quality of build and the desirable location close to local amenities and transport links. This home is perfect for buyers seeking a blend of rural charm with easy access to urban centres such as York.

Property Features

This detached home boasts four bedrooms including a master with en-suite, providing privacy and convenience. The modern kitchen and dining/family area create an open, social space ideal for family life. Additional features such as a utility room and study enhance functionality. The south-east facing garden ensures good sunlight exposure, perfect for gardening or outdoor activities. A garage and ample storage spaces add to the practicality of the property.

DetachedFour BedroomsThree BathroomsEn-suiteUtility RoomStudy+4

Local Amenities

Boroughbridge offers a charming market town atmosphere with excellent local amenities including well-regarded primary and secondary schools, making it ideal for families. The town centre provides supermarkets, cafes, and restaurants, while leisure facilities and parks offer recreational opportunities. The nearby Knaresborough train station connects residents to York and Leeds, supporting commuter lifestyles. Ongoing town centre regeneration projects promise to enhance local services and infrastructure further.

Boroughbridge Primary SchoolBoroughbridge High SchoolKnaresborough Train StationBoroughbridge LibraryLocal SupermarketsBoroughbridge Leisure Centre+3
Knaresborough Train Station (4.5 miles, 12 mins drive) • 25 mins to York

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£489,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£489,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Appealing family home in a quiet market town
Limited direct international transport links
Good potential for capital growth with local regeneration

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£489,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.1%
Based on £2,082/mo rent
Area Price Growth
+4.5%
Average annual increase
5-Year Value Forecast
£610,623
+£120,628 projected gain
5-Year Rent Forecast
£2,657/mo
Based on 5.0% annual growth
Price per Sq Ft£306
Annual Rent Income£24,984
10-Year ROI204%
Break-Even Point17 yrs

Property Value Projection

Based on 4.5% annual growth
£610,623
5yr
£760,947
10yr
£948,279
15yr
£1,181,728
20yr
£1,472,648
25yr
Current: £489,995

Monthly Rental Income

Based on 5.0% annual growth
£2,657
5yr
£3,391
10yr
£4,328
15yr
£5,524
20yr
£7,050
25yr
Current: £2,082/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

York
10 mins
25 mins
Leeds
40 mins
45 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Good
Evening Low
Dining / Family
Morning Good
Afternoon Excellent
Evening Moderate
Kitchen
Morning Excellent
Afternoon Good
Evening Low
Study
Morning Moderate
Afternoon Moderate
Evening Low

Location Scores

68
Walk Score
Somewhat Walkable
55
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use Commercial & Residential+Positive Impact
Boroughbridge Town Centre Regeneration
0.7 milesEst. 2025
* Information based on local planning applications and may be subject to change
£489,995
Available
View Location Analytics

The Philosopher - Life

Boroughbridge, North Yorkshire, YO51 9SA
Lancaster Fold
4
Bedrooms
3
Bathrooms
1,600
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
6
1 plot(s) available
Ownershipfreehold

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£489,995The Philosopher - Life

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The Philosopher - Life
The Philosopher - LifeBoroughbridge£489,995

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