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About This Property

Discover what makes this home special

The Philosopher is a spacious and thoughtfully designed detached family home located in the desirable Bedford area of Bedfordshire. Boasting four well-proportioned bedrooms, including a master bedroom with an en-suite bathroom, this property offers ample living space for families seeking comfort and style. The ground floor features a generous living room, a combined family and dining area with direct access to the rear garden, a modern kitchen with utility room, a study perfect for remote working, and a convenient cloakroom. The layout promotes both social interaction and privacy, making it ideal for modern family life.

Situated on plot 583, the property enjoys a south-west facing rear garden that benefits from approximately eight hours of sunlight during summer months, enhancing outdoor living and entertaining potential. The location in Bedford offers excellent connectivity to local amenities, schools, and transport links, making it an attractive choice for both homeowners and investors. With its blend of practical features and appealing aesthetics, The Philosopher stands out as a premium family home in a thriving community.

Property Features

This detached home offers a versatile layout with four bedrooms upstairs, including a master with an en-suite, and a family bathroom. Downstairs, the spacious living room and open-plan family/dining area provide excellent social spaces with garden access. The kitchen is complemented by a utility room, enhancing practicality. Additional rooms like the study and cloakroom add flexibility for work and guests. The south-west facing garden ensures good natural light and outdoor enjoyment. The property also includes ample storage space and modern fittings throughout.

DetachedFour BedroomsEn-suite BathroomFamily/Dining RoomLiving RoomStudy+6

Local Amenities

Located in Bedford, this property benefits from proximity to Bedford Train Station, providing direct rail links to London and other major cities, ideal for commuters. Local schools such as Bedford School and Mark Rutherford School offer quality education options. Bedford Hospital is nearby, ensuring healthcare accessibility. Residents can enjoy leisure and cultural activities at Bedford Park and the Bedford Corn Exchange. Essential shopping needs are met by nearby supermarkets including Asda, while Bedford Bus Station facilitates convenient local and regional travel.

Bedford Train StationBedford HospitalBedford SchoolMark Rutherford SchoolBedford ParkAsda Supermarket+2
Bedford Station Train Station (3.5 miles, 10 mins drive) • 50 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£555,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£555,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£555,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.7%
Based on £2,636/mo rent
Area Price Growth
+0.1%
Average annual increase
5-Year Value Forecast
£557,781
+£2,781 projected gain
5-Year Rent Forecast
£3,131/mo
Based on 3.5% annual growth
Price per Sq Ft£383
Annual Rent Income£31,632
10-Year ROI228%
Break-Even Point18 yrs

Property Value Projection

Based on 0.1% annual growth
£557,781
5yr
£560,575
10yr
£563,384
15yr
£566,206
20yr
£569,043
25yr
Current: £555,000

Monthly Rental Income

Based on 3.5% annual growth
£3,131
5yr
£3,718
10yr
£4,416
15yr
£5,245
20yr
£6,230
25yr
Current: £2,636/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London St Pancras
50 mins
1h 10m
Luton Airport
35 mins
25 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Family/Dining
Morning Moderate
Afternoon Excellent
Evening Good
Living Room
Morning Good
Afternoon Moderate
Evening Low
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Study
Morning Low
Afternoon Moderate
Evening Low
Master Bedroom (Bedroom 1)
Morning Good
Afternoon Moderate
Evening Low
Bedroom 2
Morning Moderate
Afternoon Good
Evening Low
Bedroom 3
Morning Low
Afternoon Moderate
Evening Low
Bedroom 4
Morning Low
Afternoon Moderate
Evening Low

Location Scores

68
Walk Score
Somewhat Walkable
52
Transit Score
Good Transit
60
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Mixed-use+Positive Impact
Bedford Riverside Regeneration
1.2 milesEst. 2027
* Information based on local planning applications and may be subject to change
£555,000
Available
View Location Analytics

The Philosopher

Bedford, Bedfordshire, MK42 0XL
New Cardington Fields
4
Bedrooms
3
Bathrooms
1,450
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
583
1 plot(s) available
Ownershipfreehold

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£555,000The Philosopher

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The Philosopher
The PhilosopherBedford£555,000

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