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About This Property

Discover what makes this home special

The Philosopher - Life is a beautifully designed detached family home located in the thriving town of Witham, Essex. This spacious property offers four well-proportioned bedrooms, including a master bedroom with an en-suite, and three bathrooms in total, providing ample space for family living. The ground floor boasts a generous living room, a modern kitchen with adjoining dining/family area, a utility room, and a study, perfect for remote working or quiet time. The rear garden faces south-west, ensuring excellent natural light and outdoor enjoyment throughout the day, particularly in the afternoons and evenings.

Situated on Plot 220 within a sought-after development, this home combines contemporary living with practical features such as a cloakroom, utility space, and multiple storage options. Witham offers a perfect blend of suburban tranquility and excellent connectivity, making The Philosopher - Life an ideal choice for families and professionals alike. The property is competitively priced at £632,995, reflecting its quality and location advantages.

Property Features

This detached home is thoughtfully designed with family comfort and convenience in mind. The inclusion of a study caters to the increasing demand for home office space, while the utility room adds practical value. The south-west facing garden maximizes sunlight exposure, enhancing outdoor living experiences. Internally, the property benefits from a modern kitchen layout, spacious living and dining areas, and multiple bathrooms including an en-suite, ensuring privacy and ease for all household members.

DetachedFour BedroomsThree BathroomsEn-suiteUtility RoomStudy+7

Local Amenities

Located in Witham, the property enjoys proximity to excellent local amenities that cater to all lifestyle needs. Witham Railway Station provides direct links to London Liverpool Street, making it ideal for commuters. Education options include Maltings Academy and New Rickstones Academy, both highly regarded secondary schools. The town centre offers a variety of shops, supermarkets like Tesco, and leisure facilities including Nine Acres Country Park and Witham Leisure Centre, promoting a balanced and active lifestyle. Local healthcare services are readily accessible, ensuring comprehensive community support.

Witham Railway StationMaltings AcademyNew Rickstones AcademyWitham Town CentreTesco SuperstoreNine Acres Country Park+2
Witham Station Train Station (1.3 miles, 6 mins drive) • 40 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£632,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£632,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£632,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.7%
Based on £3,007/mo rent
Area Price Growth
+1.7%
Average annual increase
5-Year Value Forecast
£689,338
+£56,343 projected gain
5-Year Rent Forecast
£3,571/mo
Based on 3.5% annual growth
Price per Sq Ft£384
Annual Rent Income£36,084
10-Year ROI228%
Break-Even Point18 yrs

Property Value Projection

Based on 1.7% annual growth
£689,338
5yr
£750,695
10yr
£817,515
15yr
£890,281
20yr
£969,525
25yr
Current: £632,995

Monthly Rental Income

Based on 3.5% annual growth
£3,571
5yr
£4,242
10yr
£5,038
15yr
£5,983
20yr
£7,106
25yr
Current: £3,007/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
40 mins
1h 15m
Stansted Airport
30 mins
25 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Good
Evening Excellent
Dining / Family
Morning Low
Afternoon Good
Evening Excellent
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Study
Morning Good
Afternoon Low
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Witham Town Centre Regeneration
1 mileEst. 2025
* Information based on local planning applications and may be subject to change
£632,995
Available
View Location Analytics

The Philosopher - Life

Witham, Essex, CM8 2FX
Rectory Fields
4
Bedrooms
3
Bathrooms
1,650
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
220
1 plot(s) available
Ownershipfreehold

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£632,995The Philosopher - Life

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The Philosopher - Life
The Philosopher - LifeWitham£632,995

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