About This Property

Discover what makes this home special

The Philosopher is a spacious and elegant detached family home located in the peaceful village of Bacton, Suffolk. Boasting four well-proportioned bedrooms and three bathrooms, including a master en-suite, this property is designed for modern family living. The ground floor offers a generous living room, a large family/dining area with direct garden access, a well-equipped kitchen, utility room, and a dedicated study, providing flexible space for work or relaxation. The property benefits from a private rear garden facing southeast, ensuring pleasant morning and early afternoon sunlight.

Situated within a quiet development, The Philosopher offers a perfect blend of countryside charm and accessibility. The village of Bacton provides a welcoming community atmosphere with local amenities nearby, while the proximity to Ipswich and Halesworth train station ensures convenient connections to larger urban centres. Ideal for families or professionals seeking a tranquil yet connected lifestyle, this home represents excellent value in the Suffolk property market.

Property Features

This detached home is thoughtfully designed to accommodate modern family needs, featuring four bedrooms upstairs including a master with en-suite facilities, and a family bathroom. The ground floor includes a spacious living room, an open-plan family/dining area with French doors leading to the garden, a well-appointed kitchen, utility room for laundry and storage, and a separate study ideal for remote working. The private garden faces southeast, offering good sunlight in the mornings and early afternoons, perfect for outdoor activities or relaxation. Off-street parking is available, enhancing convenience for residents and visitors.

DetachedFour BedroomsThree BathroomsEn-suiteStudyUtility Room+3

Local Amenities

Bacton village provides essential amenities including a well-regarded primary school, a historic church, and a community village hall hosting various events. Residents benefit from local shops such as a post office and a supermarket for daily needs. The village pub offers a social hub, while bus stops provide public transport options connecting to nearby towns. For outdoor enthusiasts, parks and green spaces are easily accessible, supporting an active lifestyle in a rural setting.

Bacton Primary SchoolSt. Mary's ChurchBacton Village HallLocal PubPost OfficeSupermarket+2
Halesworth Train Station (5.5 miles, 15 mins drive) • 40 mins by car to Ipswich

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£435,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£435,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
65/100
ChallengingModerateGoodExcellent
Quiet rural location
Limited public transport
Good family home features
Distance from major cities

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£435,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
6.7%
Based on £2,429/mo rent
Area Price Growth
+0.5%
Average annual increase
5-Year Value Forecast
£445,097
+£10,097 projected gain
5-Year Rent Forecast
£2,927/mo
Based on 3.8% annual growth
Price per Sq Ft£272
Annual Rent Income£29,148
10-Year ROI268%
Break-Even Point13 yrs

Property Value Projection

Based on 0.5% annual growth
£445,097
5yr
£455,429
10yr
£466,001
15yr
£476,818
20yr
£487,886
25yr
Current: £435,000

Monthly Rental Income

Based on 3.8% annual growth
£2,927
5yr
£3,527
10yr
£4,250
15yr
£5,121
20yr
£6,171
25yr
Current: £2,429/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

Ipswich
N/A
40 mins
London Liverpool Street
1h 50m from Halesworth
1h 50m to Halesworth + train

Sun Path & Natural LightAI generated - Estimated

NESW
South-East-Facing Excellent
7h
Garden Sun (Summer)
Yes
Morning Sun
No
Afternoon Sun

Room-by-Room Light Analysis

Family/Dining
Morning Excellent
Afternoon Good
Evening Low
Living Room
Morning Moderate
Afternoon Good
Evening Low
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Study
Morning Low
Afternoon Low
Evening Low

Location Scores

35
Walk Score
Car-Dependent
40
Transit Score
Some Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Community+Positive Impact
Bacton Village Hall Upgrade
0.3 milesEst. 2025
* Information based on local planning applications and may be subject to change

Loading location insights...

£435,000
AvailableNB0000031452
View Location Analytics

The Philosopher

Bacton, Stowmarket IP14 4NS
Ivy Hill
4
Bedrooms
3
Bathrooms
1,600
Est. Sq ft
detached
Type

Developer

Bellway
Available Plot Numbers
18
1 plot(s) available
Ownershipfreehold

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£435,000The Philosopher

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The Philosopher
The PhilosopherBacton£435,000

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