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About This Property

Discover what makes this home special

The Oak is a beautifully designed 3-bedroom semi-detached home located in the sought-after Wixams development in Bedfordshire. This modern property boasts a spacious living room with French doors leading to a South-West facing garden, ideal for entertaining or relaxing in the sun. The contemporary kitchen/dining area is well-equipped with integrated appliances, offering a perfect space for family meals. Upstairs, the master bedroom features a built-in wardrobe and ample space, while two additional bedrooms provide flexibility for growing families or home office needs. The property includes a family bathroom and a convenient ground-floor cloakroom, ensuring practicality and comfort for everyday living.

Property Features

This property offers a blend of modern living and comfort, featuring a spacious layout and high-quality finishes. The South-West facing garden provides excellent outdoor space, while the interior boasts a contemporary design with integrated appliances and energy-efficient features. The master bedroom includes built-in storage, and the additional bedrooms offer versatility for families or professionals.

South-West facing gardenspacious living roomcontemporary kitchen/dining areaintegrated appliancesmaster bedroom with built-in wardrobefamily bathroom+2

Local Amenities

Situated in the Wixams development, this property benefits from proximity to excellent schools such as Lakeview School and Wixams Academy, making it ideal for families. Bedford Train Station offers direct links to London, while the nearby supermarket and local parks provide convenience and leisure opportunities. The area is surrounded by scenic walking trails, perfect for outdoor enthusiasts.

Lakeview SchoolWixams Tree Primary SchoolWixams AcademyBedford Train StationWixams Supermarketlocal parks+1
Bedford Train Station Train Station (4.5 miles, 10 mins drive) • 45 mins by train from Bedford Station to London

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£405,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees (10%)-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£405,000
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Good Opportunity
72/100
ChallengingModerateGoodExcellent
Proximity to London and Bedford
High rental demand due to family-friendly environment
Energy-efficient new build with modern specifications

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£405,000
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Service Charge£0/mo
Ground Rent£0/mo
Mortgage-
Full Management (15%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.8%
Based on £1,950/mo rent
Area Price Growth
+4.2%
Average annual increase
5-Year Value Forecast
£497,501
+£92,501 projected gain
5-Year Rent Forecast
£2,316/mo
Based on 3.5% annual growth
Price per Sq Ft£368
Annual Rent Income£23,400
10-Year ROI231%
Break-Even Point17 yrs

Property Value Projection

Based on 4.2% annual growth
£497,501
5yr
£611,128
10yr
£750,708
15yr
£922,167
20yr
£1,132,786
25yr
Current: £405,000

Monthly Rental Income

Based on 3.5% annual growth
£2,316
5yr
£2,751
10yr
£3,267
15yr
£3,880
20yr
£4,608
25yr
Current: £1,950/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Nearby Schools

Lakeview Primary SchoolPrimary
Good0.4 miles
Sharnbrook AcademySecondary
Outstanding6.2 miles
Wixams Tree Primary SchoolPrimary
Good0.6 miles
Bedford AcademySecondary
Good4.8 miles

Commute Time Planner

London St Pancras
45 mins
1h 15m
Milton Keynes
20 mins
30 mins

Sun Path & Natural Light

NESW
South-West-Facing Excellent
12h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living Room
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen/Dining
Morning Excellent
Afternoon Good
Evening Moderate

Location Scores

65
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
55
Bike Score
Bikeable

Area Vibe

Family-Friendly
Quiet
Green Spaces
Well-Connected

Connectivity

Broadband Speed
100 Mbps
FTTP (Fibre to the Premises)
Excellent
Mobile Signal
Excellent
EE, O2, Vodafone, Three

Future Developments Nearby

Mixed-Use+Positive Impact
Wixams Town Centre Development
0.7 milesEst. 2025
* Information based on local planning applications and may be subject to change

Portfolio Analysis

78
Portfolio Fit Score
Good Investment Match
Risk LevelLow
Liquidity
75%
Market DemandHigh Demand
This property shows strong fundamentals with low risk and high demand - ideal for conservative investors.
£405,000

The Oak

Wixams, Bedfordshire, MK45 3RE
3
Bedrooms
2
Bathrooms
1,100
Sq Ft
semi detached
Type

Property Grades

Amenities70
Features75
Growth65
Yield68
Connect72
Transport60
Future65
Location70
Overall68

Developer

Bellway
Available Plot Numbers
301
1 plot available
Ownershipfreehold

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