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About This Property

Discover what makes this home special

The Coiner - Life is a beautifully designed 2-bedroom semi-detached home located in the thriving town of Witham, Essex. Priced at £369,995, this property offers a perfect blend of modern living and functional space, ideal for first-time buyers, small families, or professionals seeking a comfortable and stylish residence. Featuring two well-proportioned bedrooms, including a master bedroom with an en-suite, and a spacious living/dining area that opens to the rear garden, this home maximizes natural light and contemporary design.

Situated on plot 195 within a well-planned community, the property benefits from a south-west facing garden that enjoys generous afternoon and evening sun, perfect for outdoor entertaining or relaxing. The kitchen is efficiently laid out with ample storage and workspace, complemented by a convenient downstairs cloakroom. With close proximity to local amenities, schools, and transport links, The Coiner - Life offers both convenience and a high quality of life in the heart of Essex.

Property Features

This property boasts a south-west facing garden that captures excellent afternoon and evening sunlight, enhancing outdoor living experiences. The open-plan living and dining area creates a spacious and inviting atmosphere, ideal for family gatherings or entertaining guests. The fitted kitchen is thoughtfully designed with modern appliances and sufficient storage, ensuring functionality for everyday cooking needs. Additionally, the master bedroom benefits from an en-suite bathroom, providing privacy and convenience. Practical features such as a downstairs cloakroom and multiple storage cupboards add to the home's overall usability and comfort.

South-West facing gardenEn-suite bathroomDownstairs cloakroomOpen-plan living/diningFitted kitchenStorage cupboards+3

Local Amenities

Located in Witham, this property offers excellent access to a variety of local amenities. Witham Station provides direct rail links to London Liverpool Street, making commuting straightforward for professionals. The nearby Tesco Superstore and Maltings Shopping Centre cater to all daily shopping needs. Families will appreciate the proximity to reputable schools such as John Ray Infant School and Maltings Academy, ensuring quality education options within easy reach. For leisure, Spa Road Park and Witham Golf Club offer green spaces and recreational activities, enhancing the community lifestyle.

Witham StationTesco SuperstoreMaltings Shopping CentreWitham LibraryJohn Ray Infant SchoolMaltings Academy+2
Witham Station Train Station (1.3 miles, 6 mins drive) • 40 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£369,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
Get a personalised mortgage quoteCompare rates from 90+ lenders — free, no obligation
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Purchase Costs
Total Price£369,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Analyzing...
--/100
ChallengingModerateGoodExcellent

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£369,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.7%
Based on £1,757/mo rent
Area Price Growth
+1.7%
Average annual increase
5-Year Value Forecast
£402,928
+£32,933 projected gain
5-Year Rent Forecast
£2,087/mo
Based on 3.5% annual growth
Price per Sq Ft£435
Annual Rent Income£21,084
10-Year ROI228%
Break-Even Point18 yrs

Property Value Projection

Based on 1.7% annual growth
£402,928
5yr
£438,793
10yr
£477,849
15yr
£520,383
20yr
£566,702
25yr
Current: £369,995

Monthly Rental Income

Based on 3.5% annual growth
£2,087
5yr
£2,478
10yr
£2,944
15yr
£3,496
20yr
£4,152
25yr
Current: £1,757/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
40 mins
1h 15m
Stansted Airport
30 mins
25 mins

Sun Path & Natural LightAI generated - Estimated

NESW
South-West-Facing Excellent
8h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living / Dining
Morning Moderate
Afternoon Excellent
Evening Good
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Bedroom 1
Morning Excellent
Afternoon Good
Evening Moderate
Bedroom 2
Morning Good
Afternoon Moderate
Evening Low

Location Scores

55
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Witham Town Centre Regeneration
1 mileEst. 2025
* Information based on local planning applications and may be subject to change
£369,995
Available
View Location Analytics

The Coiner - Life

Witham, Essex, CM8 2FX
Rectory Fields
2
Bedrooms
2
Bathrooms
850
Est. Sq ft
semi detached
Type

Developer

Bellway
Available Plot Numbers
195
1 plot(s) available
Ownershipfreehold

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£369,995The Coiner - Life

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The Coiner - Life
The Coiner - LifeWitham£369,995

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