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About This Property

Discover what makes this home special

The Coiner - Life is a charming 2-bedroom semi-detached home located in the thriving town of Witham, Essex. This modern property offers a well-thought-out layout featuring two spacious bedrooms, including a master with an en-suite, and a family bathroom. The ground floor boasts a bright and airy living/dining area with French doors opening to the rear garden, complemented by a well-equipped kitchen and convenient cloakroom. Ideal for first-time buyers, couples, or small families, this home combines comfort with practical living.

Situated on plot 194 within a popular development, The Coiner benefits from a private garden facing northwest, providing pleasant afternoon and evening sunlight, perfect for relaxing or entertaining. With ample storage solutions and a thoughtful floorplan, this property delivers both style and functionality in a sought-after location close to local amenities and excellent transport links.

Witham itself is known for its welcoming community, excellent schools, and convenient commuting options, making this home a fantastic investment or family residence in Essex.

Property Features

This property features a spacious living/dining room with French doors leading to a private rear garden, perfect for indoor-outdoor living. The fitted kitchen is designed for functionality and style, while the cloakroom on the ground floor adds convenience. Upstairs, the master bedroom includes an en-suite bathroom, complemented by a second bedroom and a family bathroom. Additional storage is provided with built-in cupboards and a dedicated store room. Double glazing and energy-efficient heating ensure comfort and reduced running costs.

Semi-detached2 BedroomsEn-suiteFamily BathroomCloakroomFitted Kitchen+5

Local Amenities

Located in the heart of Witham, this property offers excellent access to a wide range of local amenities. Witham Railway Station provides direct links to London Liverpool Street, making commuting straightforward. The nearby Maltings Shopping Centre and Tesco Superstore cater to everyday shopping needs, while the town centre offers a variety of independent shops, cafes, and restaurants. Families will appreciate the proximity to reputable schools such as Witham High School and New Rickstones Academy. For leisure, Spa Road Park and Witham Leisure Centre provide ample opportunities for outdoor activities and fitness.

Witham Railway StationTesco SuperstoreMaltings Shopping CentreWitham LibraryWitham Leisure CentreWitham High School+3
Witham Station Train Station (1.3 miles, 6 mins drive) • 40 mins to London

Estimate Calculator

Mortgage Calculator

25%
25
4.5%
Monthly Payment-
Purchase Costs
Total Price£359,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£2,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Landlord's Insurance£25/mo
Agency Fees-
Est. Rent-
Net Monthly-

Mortgage Calculator

10%
25
4.5%
Monthly Payment-
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Purchase Costs
Total Price£359,995
Mortgage Deposit-
Stamp Duty-
Deposit Contribution£0
Searches & Other£1,500
Legal Fees£1,500
Total Cash Required-
Monthly Costs
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Home Insurance£30/mo
Total Monthly-

International Suitability

Moderate Opportunity
68/100
ChallengingModerateGoodExcellent
Good transport links to London
Strong local rental demand
Limited international familiarity with Witham area
Moderate capital growth potential

International Buyer Calculator

35%
20
5.5%
Monthly Payment-
Specialist international mortgagesSpeak to a broker experienced with non-UK resident buyers
Get Advice
International buyers typically require 25-40% deposit with limited lender options
Purchase Costs (Non-UK Resident)
Total Price£359,995
Mortgage Deposit (Min 25%)-
Stamp Duty + 2% Surcharge-
Legal Fees (Intl Complex)£3,500
AML & ID Verification£500
Bank Transfer Fees£1,000
Total Cash Required-
Monthly Costs & Income
Estimated Service Charge£0/mo
Estimated Ground Rent£0/mo
Mortgage-
Full Management (10%)-
Landlord's Insurance£35/mo
Est. Rent-
Net Monthly-
Key Considerations for International Buyers
+2% Stamp DutyAdditional surcharge for non-UK residents on property purchases
Higher DepositMost lenders require 25-40% deposit for non-UK residents
AML ComplianceEnhanced due diligence and source of funds verification required
Property ManagementFull management service recommended for overseas landlords

Investment Analytics

Key metrics for investors & buyers
Gross Rental Yield
5.7%
Based on £1,710/mo rent
Area Price Growth
+1.7%
Average annual increase
5-Year Value Forecast
£392,038
+£32,043 projected gain
5-Year Rent Forecast
£2,031/mo
Based on 3.5% annual growth
Price per Sq Ft£424
Annual Rent Income£20,520
10-Year ROI228%
Break-Even Point18 yrs

Property Value Projection

Based on 1.7% annual growth
£392,038
5yr
£426,933
10yr
£464,934
15yr
£506,318
20yr
£551,385
25yr
Current: £359,995

Monthly Rental Income

Based on 3.5% annual growth
£2,031
5yr
£2,412
10yr
£2,865
15yr
£3,403
20yr
£4,041
25yr
Current: £1,710/mo
* Projections are estimates based on historical market data and are not guaranteed. Past performance does not indicate future results.

Property Features

Local Area & Amenities

Floorplans

Ground Floor

Property Floorplan

Site Plan

Site Plan

Location

Commute Time Planner

London Liverpool Street
40 mins
1h 15m
Stansted Airport
30 mins
25 mins

Sun Path & Natural LightAI generated - Estimated

NESW
North-West-Facing Moderate
6h
Garden Sun (Summer)
No
Morning Sun
Yes
Afternoon Sun

Room-by-Room Light Analysis

Living / Dining
Morning Moderate
Afternoon Good
Evening Excellent
Kitchen
Morning Good
Afternoon Moderate
Evening Low
Bedroom 1
Morning Good
Afternoon Moderate
Evening Low
Bedroom 2
Morning Moderate
Afternoon Good
Evening Moderate

Location Scores

55
Walk Score
Somewhat Walkable
60
Transit Score
Good Transit
50
Bike Score
Bikeable
View Location Details

Future Developments Nearby

Commercial and Residential+Positive Impact
Witham Town Centre Regeneration
1 mileEst. 2025
* Information based on local planning applications and may be subject to change
£359,995
Available
View Location Analytics

The Coiner - Life

Witham, Essex, CM8 2FX
Rectory Fields
2
Bedrooms
2
Bathrooms
850
Est. Sq ft
semi detached
Type

Developer

Bellway
Available Plot Numbers
194
1 plot(s) available
Ownershipfreehold

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£359,995The Coiner - Life

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The Coiner - Life
The Coiner - LifeWitham£359,995

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